AtalayaAtalaya

Retail in Alcoy

Calle Juan Gil Albert

Alcoy/alcoi, Alicante • Ref: #D6EC1D65

€129,000
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Size

151 m²

Price / m²

€854

OccupancyVacant
69
Calle Juan Gil Albert — Alcoy/alcoi
Photo: Solvia
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: edificio residencial con local comercial a pie de calle en estado general correcto, con carpintería exterior y persianas metálicas funcionales.
  • •Salon: amplio espacio comercial habilitado como oficina con suelos de gres continuo, falso techo técnico e iluminación empotrada en buen estado de conservación.
  • •Pasillo: zonas de paso y despachos acristalados con mamparas divisorias limpias y sin signos de deterioro evidente.

Description

Local comercial venta en el municipio de Alcoy, provincia de Alicante. Se trata de un local de 151 m², en esquina, distribuidos en varias estancias. Cuenta con acceso directo e independiente desde calle. El local se sitúa en el núcleo urbano de la población, teniendo buenos accesos por carretera. En los alrededores podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, otros negocios comerciales, etc. Con nuestros servicios podrá conocer las posibilidades reales respecto a este local y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0279509YH2807N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 719 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
11/15

Local comercial planta unknown, en esquina de 151.13m² en Alcoy/alcoi a 854€/m² (mediana zona 438€/m², delta %). libre. Zona baja, stock estancado (688 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 14 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −688 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcoy/alcoi, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+116.8%Above anchor
Scope
City
Zone median
€394 /m²
This asset
€854 /m²
Samples
13
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€129,000
Transfer tax (ITP) 10% — Comunitat Valenciana€12,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€452
Estimated total investment€143,352

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2024 (719 days)
On Atalaya since15 Sept 2026
Last updated30 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing