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AtalayaAtalaya

Retail in Alcoy

Plaza Gonçal Cantó

Alcoy/alcoi, Alicante • Ref: #5BBCA371

€650,000
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Size

3130 m²

Price / m²

€208

OccupancyVacantDeduced by AI
69
Plaza Gonçal Cantó — Alcoy/alcoi
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura de la fachada está desgastada y presenta manchas y grafitis.
  • •Exterior: Se observan aparatos de aire acondicionado antiguos y cableado expuesto en la fachada.
  • •Exterior: La acera y la base del edificio muestran signos de suciedad y deterioro.

Description

Edificio comercial situado en la Plaza de Gonzalo Cantó, en la localidad de Alcoy, provincia de Alicante. Se trata de un edificio compuesto de planta baja, con un pequeño altillo, y planta primera. El edificio está destinado a locales. Ocupa una superficie aproximada de 3.130,42 m². La planta baja y primera cuentan con un local sin uso, con una superficie de 98,82 m² aproximadamente, otro local denominado Penélope con una superficie aproximada de 1.045,03 m² , en las mismas plantas en la parte denominada altillo se ubican unas oficinas con una superficie aproximada de 89,84 m² y otro local denominado Pasapoga con una superficie aproximada de 586,82 m². En la planta baja se sitúa un local "destinado a burguer", con una superficie aproximada de 115,31 m². En la otra parte de la planta baja se sitúa otro local con una superficie aproximada de 530,29 m². Se encuentra en el centro de una zona residencial, rodeado por viviendas de similares características. Entorno con equipamientos completos: médico-sanitario, docente, comercial, zonas verdes y deportivas. Está situado cerca de una vía de comunicación importante, y dispone de servicio de autobús cercanos. Comunicaciones completas con el resto de la provincia por carreteras y autopistas, servicios de ferrocarril y autobuses interurbanos. Buenas comunicaciones con el resto de la ciudad, con paradas próximas de autobuses y taxis. Con nuestros servicios podrá conocer las posibilidades reales respecto a este edificio comercial y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
8962719YH1886S

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 458 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
11/15

Local comercial planta calle, multi-planta de 3130.42m² en Alcoy/alcoi a 265€/m² (mediana zona 438€/m², delta %). libre. Zona baja, stock estancado (427 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 14 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −427 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcoy/alcoi, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-47.2%Strong opportunity
Scope
City
Zone median
€394 /m²
This asset
€208 /m²
Samples
13
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€650,000
Transfer tax (ITP) 10% — Comunitat Valenciana€65,000
Notary (est.)€975
Land Registry (est.)€650
Admin agency (est.)€2,275
Estimated total investment€718,900
Estimated refurbishment (state: mejorable)€1,252,000 – €2,191,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
17 Oct 2026
€830,000arrow_forward€745,000-10.24%
23 Oct 2026
€745,000arrow_forward€650,000-12.75%

Listing intel

SourceSolvia
On the market sinceJul 2025 (458 days)
On Atalaya since13 May 2026
Last updated30 Oct 2026

Zone comparables

Top 5 similar properties in Alcoy by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing