AtalayaAtalaya

Residencial Laguna Beach, Escaler E, Bloque 9, Planta 1ª, Puerta 4ª

El Ejido, Almería • Apartment · Auction • Ref: #D1A97502

€193,278
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Size

76 m²

OccupancyUnconfirmed
16
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Finca Registral nº 105.915 del Registro de la Propiedad nº 2 de El Ejido URBANA: NUMERO TREINTA Y OCHO. Vivienda derecha, vista desde terrenos comunes del total complejo ubicados en el centro, de la planta primera, puerta 4ª, que tiene su acceso por el zaguán y escalera E, del Bloque 9, con servicio de ascensor. Forma parte de una edificación situada en el paraje Salinas de Guardias Viejas, en el término municipal de El Ejido, dentro del conjunto inmobiliario conocido como CONJUNTO RESIDENCIAL LAGUNA BEACH, en calle sin denominación, declarada sobre la ZONA TRES de la urbanización. Comprende una superficie total de setenta y cinco metros cincuenta y nueve decímetros cuadrados, incluidas sus terrazas cubiertas y descubiertas;

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€193,278
Detalle cargasHipoteca a favor de BANCO SANTANDER, S.A. por 193278.23 euros de principal, más intereses y costas. Además, existen embargos administrativos de Hacienda Pública y Unicaja Banco, y una afección fiscal por cinco años.
Hipoteca€193,278
Embargos€108,984
Puja mínima€193,278
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca y varios embargos administrativos, lo que indica un alto nivel de cargas. La situación posesoria es desconocida, lo que añade riesgo.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5326401WF1652N

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

16/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en El Ejido a 193,278€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 13 días.

trending_upStrengths

  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Precio +123.8% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Ejido, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+123.8%Above anchor
Scope
Municipality (MITMA)
Zone median
€1,143 /m²
This asset
€2,557 /m²
Samples
345
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€193,278
Transfer tax (ITP) 7% — Andalucía€13,529
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€676
Estimated total investment€208,483

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 30 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (13 days)
On Atalaya since16 Sept 2026
Last updated17 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing