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El Ejido, AlmeríaApartmentRef: #1C73644B

€72,000
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Size

137 m²

Price / m²

€526

Rooms

4

OccupancyVacant
54
Luz la (e) — El Ejido
Photo: Solvia
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Vivienda piso en la localidad de El Ejido, dentro de la provincia de Almería. Localizado en la planta tercera de un edificio de cuatro plantas sobre rasante, sin ascensor, este inmueble se compone de tres dormitorios, un baño, salón-comedor y cocina. La vivienda tiene una antigüedad de 38 años, construida en el año 1981. Almería se encuentra a una distancia de 35.8 km, alcanzable en 29 mins. En los alrededores se puede encontrar: •Restaurantes •Hoteles •Centros educativos, como Departamento Comercio y Marketing - IES Fuente Nueva, Colegio Público Laimun y Instituto de Educación Secundaria Ies Fuente Nueva •Centros sanitarios, como Vithas Salud Centro Médico •Centros comerciales, como Casa Global Soluciones Profesionales, Salón Bautista y kokoro tattoo and body-piercing •Gimnasios y centros deportivos, como Club H20, Kalma Yoga y Lobero Academy / Gym •Paradas de autobús, como Avda. Bulevard esq. C/ Lobero, C/ Sierra Nevada-Plaza Las Viudas y Avda La Luz (Acera par) esq. C/Fernando III La vivienda se distribuye en tres dormitorios, un baño, salón-comedor y cocina, sobre una superficie de 114,42 metros cuadrados construidos y 105.43 metros cuadrados útiles.

Characteristics

Bathrooms

1

Elevator

No

Year built

1981

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7103201WF1770S0033QF
Cadastral area
137 m²
Year built
1981
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 137.00m² en El Ejido a 526€/m² (mediana zona 1995€/m², delta -73.6%). Estado Pendiente De Análisis Visual. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -73.6% frente a la mediana zonal (1995€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

El Ejido, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-73.6%Strong opportunity
Scope
Municipality
Zone median
€1,995 /m²
This asset
€526 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-27.9%Strong opportunity
Scope
Postal code
Zone median
€730 /m²
This asset
€526 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€72,000
Transfer tax (ITP) 7% — Andalucía€5,040
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€78,340

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing