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AtalayaAtalaya

Retail in Ferrol

Avenida 19 de Febrero

Ferrol, A Coruña • Ref: #D132017C

€27,500
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Size

82 m²

Price / m²

€335

OccupancyVacant
55
Avenida 19 de Febrero — Ferrol
Photo: Solvia
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio aislado que muestra revestimientos desgastados, carpinterías mixtas y planta baja comercial visiblemente deteriorada.
  • •Salon: espacio diáfano correspondiente a antiguo local con falso techo desprendido, aislamiento expuesto y humedad evidente.
  • •Pasillo: zonas de acceso interior con revestimientos muy deteriorados, pintura levantada y techos parcialmente desmontados.

Description

Local comercial con baños, (antiguo restaurante) ubicado en barrio residencial. En la zona encontramos un colegio, centro de salud y equipamientos deportivos. Bien comunicado cerca de una carretera principal. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1062305NJ6116S

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 675 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
7/15

Local comercial planta unknown de 82.10m² en Ferrol a 335€/m² (mediana zona 335€/m², delta %). desconocida. Zona muy_baja, stock estancado (665 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 11 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −665 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ferrol, A Coruña

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

0.0%In line
Scope
City
Zone median
€335 /m²
This asset
€335 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€27,500
Transfer tax (ITP) 9% — Galicia€2,475
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€31,275

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€40,240arrow_forward€27,500-31.66%

Listing intel

SourceSolvia
On the market sinceDec 2024 (675 days)
On Atalaya since9 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Ferrol by AI score

See all bank-owned properties in Ferrol

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing