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Retail in Ferrol

Ferrol, A Coruña • Ref: #7313467F

€110,000
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Size

662 m²

Price / m²

€166

OccupancyUnconfirmed
69
Retail in Ferrol — Ferrol
Photo: Hipoges
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Good

Photo quality

Good

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir este local comercial situado en planta baja de edificio residencial en la calle Monasterio de Monfero en el centro del municipio del Ferrol en la provincia de A Coruña. Tiene acceso directo desde la calle, una superficie total de 540,50 m² según datos registrales y fachada principal de 22,50 metros. Acondicionado como parque infantil, con amplias salas diáfanas y zona de aseos. Comprar un local comercial en Ferrol ofrece ventajas como precios competitivos frente a otras ciudades, buena disponibilidad de espacios amplios, cercanía a zonas portuarias e industriales que generan flujo de actividad, acceso a servicios urbanos consolidados y una ubicación estratégica en la comarca, con conexiones que facilitan atraer clientela local y de municipios próximos, lo que potencia las oportunidades de negocio y crecimiento. Ferrol cuenta con excelentes accesos por carretera. Además la ciudad cuenta con comunicación directa con ciudades como La Coruña, Lugo, León, Valladolid, Zamora, Madrid, Gijón u Oviedo, con servicios de Renfe. También dispone de una amplia red de autobuses. No dudes en ponerte en contacto con nosotros. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Air conditioning

No

Heating

No

Storage room

No

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2956113NJ6125N

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
20/25
Legal liens
7/15
Zone liquidity
9/15

Local comercial planta calle de 662.00m² en Ferrol a 166€/m² (mediana zona 335€/m², delta %). desconocida. Zona muy_baja, inventario reciente (89 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 10 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ferrol, A Coruña

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-50.4%Strong opportunity
Scope
City
Zone median
€335 /m²
This asset
€166 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€110,000
Transfer tax (ITP) 9% — Galicia€9,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€385
Estimated total investment€121,285

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Ferrol by AI score

See all bank-owned properties in Ferrol

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing