AtalayaAtalaya

Apartment in Ingenio

Calle República Argentina, 89, Planta 2, Puerta A,

Ingenio, Las Palmas • Auction • Ref: #D02BCBCF

€37,529
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Size

102 m²

OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

Vivienda 2.º A en edificio de semisótano y tres plantas, con garaje G‑3, trastero T‑3, lavadero LV‑2 y uso exclusivo de azotea (57,75 m²). Superficie construida 101,65 m², útil 85,21 m².

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€33,412
Detalle cargasHipoteca anterior a favor de BBVA con un saldo pendiente de 33.412,01 € según oficio de 24/03/2026. La hipoteca a favor de CaixaBank consta amortizada en su totalidad.
Hipoteca€33,412
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, embargo, anotacion_preventiva, servidumbre, afeccion_fiscal
Análisis riesgoExiste una carga hipotecaria anterior subsistente de 33.412,01 € que asume el adjudicatario, además de desconocerse la situación posesoria del inmueble.

Cadastral data

straightenUnreconciled surface: the listing states 101.65 m² but the cadastre records 153 m² (+51%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9674508DS5897S0006KA
Cadastral area
153 m²
Year built
2007
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Ingenio. Puja mínima 37,529€ vs tasación 158,509€ (descuento judicial 76.3%). Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Descuento judicial del 76.3% sobre tasación (37,529€ vs 158,509€)
  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ingenio, Ingenio, Las Palmas

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-74.2%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,431 /m²
This asset
€369 /m²
Samples
91
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€37,529
Transfer tax (ITP) 6.5% — Canarias€2,439
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€41,268

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 26 October 2026 at 17:00

Listing intel

SourceBOE Auctions
On the market sinceOct 2026 (18 days)
On Atalaya since6 Oct 2026
Last updated6 Oct 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing