AtalayaAtalaya

Apartment in Ingenio

Calle Europa

Ingenio, Las Palmas • Ref: #B43653D3

€145,000-24% vs area market
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Size

133 m²

Price / m²

€1,089

Rooms

3

OccupancyVacant
63
Calle Europa — Ingenio
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Revestimiento exterior continuo en dos tonos con carpintería exterior de aluminio y persianas en buen estado aparente.
  • •Exterior: No se aprecian estancias interiores en el reportaje fotográfico, limitándose a la visualización de la fachada del edificio.

Description

Piso de 125 m², de 3 dormitorios y 1 baños, en venta en Ingenio, las Palmas. Se trata de un piso de 125 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baños. La vivienda se sitúa en el núcleo de la población, teniendo buenos accesos por carretera. También ofrece conexión por transporte público al estar cerca de varias paradas de autobús. A menos de 15 kilómetros del aeropuerto. En la población podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales, etc. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

2006

Energy rating

C

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 133.13 m² but the cadastre records 168 m² (+26%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7480706DS5878S0019MU
Cadastral area
168 m²
Year built
2006
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 746 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
4/15
Zone liquidity
Not assessable
—

Vivienda de 133.13m² en Ingenio a 1089€/m² (mediana zona 1431€/m², delta -23.9%). Estado Mejorable. Posesión libre. Zona muy_baja, stock estancado (729 días).

Strengths

  • +Descuento del -23.9% frente a la mediana zonal (1431€/m²)
  • +Solvia no marca ocupación: se presupone libre

Risks

  • −729 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Ingenio, Las Palmas

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-23.9%Good price
Scope
Municipality (MITMA)
Zone median
€1,431 /m²
This asset
€1,089 /m²
Samples
91
Period
Q4-2025
Source
MITMA

vs other bank assets

-1.2%In line
Scope
City
Zone median
€1,102 /m²
This asset
€1,089 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€145,000
Transfer tax (ITP) 6.5% — Canarias€9,425
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€508
Estimated total investment€155,933
Estimated refurbishment (state: mejorable)€53,500 – €93,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2024 (746 days)
On Atalaya since8 Oct 2026
Last updated19 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing