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House For Sale In Carretera de Hinojosa 14 Peñarroya Pueblonuevo Córdoba

Peñarroya Pueblonuevo, Cordoba • House • Ref: #CFFF8DAB

€9,000-83% vs area market
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Size

129 m²

Price / m²

€70

Rooms

3

OccupancyUnconfirmed
55
House For Sale In Carretera de Hinojosa 14 Peñarroya Pueblonuevo Córdoba — Peñarroya Pueblonuevo
Photo: Servihabitat
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AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La fachada presenta un aspecto envejecido con pintura descascarillada en la parte superior y una combinación de colores que podría actualizarse.
  • •El pasillo interior muestra azulejos y pintura con un estilo anticuado, y el techo parece tener algunas manchas o irregularidades.
  • •El baño tiene azulejos y sanitarios que denotan el paso del tiempo, y el suelo presenta un desgaste visible.

descriptionDescription

Carretera De Hinojosa, 14. Estado: second-hand. Extras: terrace

Characteristics

Bathrooms

1

Terrace

Yes

Parking

No

Year built

1946

Pool

No

Heating

Yes

Storage room

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 129 m² but the cadastre records 89 m² (-31%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1028711UH0412N
Cadastral area
89 m²
Year built
1946
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
9/15

Vivienda de 129.00m² en Peñarroya Pueblonuevo a 70€/m² (mediana zona 402€/m², delta %). Estado Mejorable. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Peñarroya Pueblonuevo, Cordoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-82.6%Strong opportunity
Scope
Municipality
Zone median
€402 /m²
This asset
€70 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-89.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€693 /m²
This asset
€70 /m²
Samples
184
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€9,000
Transfer tax (ITP) 7% — Andalucía€630
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€10,930
Estimated refurbishment (state: mejorable)€51,500 – €90,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing