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AtalayaAtalaya

Calle Puente

Peñarroya-pueblonuevo, CórdobaHouseRef: #48C9529B

€19,000
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Size

63 m²

Price / m²

€302

Rooms

2

OccupancyOccupied · no titleDeduced by AI
33
Calle Puente — Peñarroya-pueblonuevo
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa de 63 m² ubicada en Peñarroya-Pueblonuevo, Córdoba. Se trata de una casa de 63 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. La vivienda se encuentra en el núcleo urbano de Peñarroya-Pueblonuevo. En las inmediaciones de la vivienda se pueden encontrar todo tipo de servicios esenciales como supermercados, restaurantes, farmacias, centros educativos y oficinas bancarias, lo que garantiza una vida cómoda y práctica. Además, la localidad cuenta con el Hospital Valle del Guadiato, situado a menos de 10 minutos en coche, así como con el Centro de Salud Peñarroya-Pueblonuevo, ambos ofreciendo atención sanitaria cercana y de calidad. En cuanto a las comunicaciones, la casa dispone de buenas conexiones por carretera gracias a la proximidad de la N-432, que enlaza directamente con Córdoba y otras localidades importantes de la provincia. Asimismo, Peñarroya-Pueblonuevo cuenta con estación de tren, lo que permite desplazamientos cómodos tanto a Córdoba capital como a otras ciudades de Andalucía. El transporte público se completa con varias líneas de autobús interurbano que conectan la localidad con municipios cercanos. Entre los puntos de interés próximos destacan el Parque Carbonífera, y el Museo del Ferrocarril, que pone en valor la historia minera e industrial de la zona. La vivienda se sitúa en un entorno con historia y tradición, ideal para quienes buscan tranquilidad sin renunciar a los servicios y las buenas comunicaciones. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1938

Pool

No

Air conditioning

No

Heating

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 63 m² but the cadastre records 97 m² (+54%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2414232UH0421S0001SA
Cadastral area
97 m²
Year built
1938
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 942 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

33/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
2/20
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 63.00m² en Peñarroya-pueblonuevo a 302€/m² (mediana zona 302€/m², delta +0.0%). Estado Pendiente De Análisis Visual. Posesión con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 5 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • Referencia zonal poco fiable (fuente internal, n=5)
  • IA detectó: ocupado por persona sin justo título
  • 934 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Peñarroya-pueblonuevo, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-59.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€738 /m²
This asset
€302 /m²
Samples
192
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€19,000
Transfer tax (ITP) 7% — Andalucía€1,330
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€21,630

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (942 days)
On Atalaya since12 May 2026
Last updated24 Sept 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing