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Calle Sant Lluis 39 Es:1 Pl:00 Pt:02

Montcada i Reixac, Ripollet, Barcelona • Apartment · Auction • Ref: #CAC1CA0B

€244,100
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Size

59 m²

OccupancyOccupied · type to verify
28
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

1. URBANA: VIVIENDA, a la que en la Comunidad se le asigna el número TRES, planta bajos, puerta segunda, del edificio sito en Ripollet, calle Sant Lluís, número treinta y nueve, esquina Pasaje Sant Salvador. Consta de diversas dependencias y servicios, teniendo una superficie útil de CINCUENTA Y NUEVE METROS TREINTA Y UN DECIMETROS CUADRADOS. LINDA: por su frente, tomando como tal su puerta de entrada, parte con caja de la escalera, parte con rellano de la escalera, y parte con vivienda puerta primera de su misma planta; derecha, con Pasaje Sant Salvador; izquierda, con finca colindante del Pasaje Sant Salvador; y fondo, con Pasaje Sant Salvador. Se le asigna como anejo inseparable el trastero ubicado en la planta sótano del edificio, identificado como "BAJOS SEGUNDA", con una superficie útil de NUEVE METROS OCHO DECIMETROS CUADRADOS

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€202,987
Detalle cargasHipoteca a favor de CAJA DE AHORROS Y MONTE DE PIEDAD DE MADRID por 200000 EUR de principal, ampliada en 4794.74 EUR (2987.37 EUR principal, 582.54 EUR intereses ordinarios, 776.72 EUR intereses moratorios, 448.11 EUR costas y gastos).
Hipoteca€202,987
Puja mínima€244,100
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca
Análisis riesgoLa propiedad está ocupada con derecho a permanecer, lo que implica un proceso de desalojo. Además, la hipoteca es la carga principal y el valor de subasta es alto, lo que añade riesgo financiero. La parte actora no coincide con el titular de la hipoteca, lo que puede complicar el proceso.

assignmentCadastral data

straightenUnreconciled surface: the listing states 59.31 m² but the cadastre records 95 m² (+60%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9551724DF2995B0003DI
Cadastral area
95 m²
Year built
2005
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

28/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en Ripollet a 244,100€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 13 días.

trending_upStrengths

  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Precio +92.8% por encima de mediana zonal
  • −Ocupación judicial sin detalle: verificar in situ antes de pujar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Montcada i Reixac, Ripollet, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+92.8%Above anchor
Scope
Municipality
Zone median
€2,135 /m²
This asset
€4,116 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€244,100
Transfer tax (ITP) 10% — Cataluña€24,410
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€854
Estimated total investment€270,364

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 2 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (18 days)
On Atalaya since20 Aug 2026
Last updated20 Aug 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing