AtalayaAtalaya

Calle San Lamberto

Ventas, Madrid • Apartment • Ref: #C3008824

€349,000-18% vs area market
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Size

80 m²

Price / m²

€4,345

Rooms

3

OccupancyVacant
68
Calle San Lamberto — Ventas, Madrid
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 3 dormitorios en la ciudad de Madrid. Situado en el distrito de La Elipa, con buenas comunicaciones tanto por transporte público (paradas de autobús a pocos metros, estación de metro a 10 minutos andando con la línea 2), como por privado, con fácil acceso a las carreteras M-30 y M-23 en escasos minutos. Su cercanía a colegios, organismos públicos, parques, centros deportivos, supermercados, cafeterías, centro de salud y farmacias la convierten en una propuesta inteligente. La vivienda se encuentra en un edificio construido en 1970. Tiene una superficie de 80 m² y se compone de salón-comedor con acceso a terraza acristalada, 3 dormitorios, cocina y 1 baño amueblado. La cocina está equipada con muebles altos y bajos, placa vitrocerámica, horno, campana extractora de humos y calentador. Todo ello de óptima calidad.

Characteristics

Bathrooms

1

Elevator

No

Year built

1970

Pool

No

Air conditioning

Yes

Heating

Yes

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4848612VK4744H0024GI
Cadastral area
78 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 4227 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 80.33m² en Madrid a 4345€/m² (mediana zona 5306€/m², delta -18.1%). Buen Estado. Posesión libre. Zona alta, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −4226 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ventas, Madrid, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-18.1%Good price
Scope
Neighbourhood
Zone median
€5,306 /m²
This asset
€4,345 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+8.3%Above anchor
Scope
Postal code
Zone median
€4,012 /m²
This asset
€4,345 /m²
Samples
112
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€349,000
Transfer tax (ITP) 6% — Madrid€20,940
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,222
Estimated total investment€372,162

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2015 (4227 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing