AtalayaAtalaya

House in Ceutí

La Tejera, Ceutí, Murcia • Ref: #BF60EE02

€198,000
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Size

240 m²

Price / m²

€825

Rooms

3

OccupancyVacantDeduced by AI
59
House in Ceutí — La Tejera, Ceutí
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: edificio adosado de reciente construccion en buen estado general con carpinteria de aluminio y cerramientos de vidrio en accesos y balcones.
  • •Bano: equipado con banera de hidromasaje, inodoro y lavabo en buen estado de conservacion, con alicatado moderno.
  • •Salon: paredes lisas recien pintadas, escalera interior con barandilla metalica y acristalada en perfecto estado sin signos de deterioro.
  • •Terraza: patio o terraza con termo electrico exterior y zona de lavadero en estado funcional y limpio.

Description

Chalet adosado de obra nueva en Ceutí. Solvia cuenta con las mejores promociones de Chalets de Obra Nueva en venta, para que encuentres el que mejor se adapta a ti. Dúplex a estrenar en la Urbanización La Tejera, en Ceutí. Cuenta con una superficie de 240 m² distribuidos en 3 plantas. En su planta baja nos encontramos con salón comedor, cocina, baño y patio interior. En la segunda planta están los 3 dormitorios, vestidor y 2 baños -uno de ellos en suite-. La planta sótano está destinada a garaje. Vivienda con acabados modernos y de alta calidad. Pintura lisa, armarios empotrados, preinstalación de aire acondicionado, etc. Ubicado en una zona rodeada de amplios jardines, supermercados y centros educativos, con fácil acceso a carretera y autovía, ideal para empezar una nueva etapa familiar. Se encuentra pendiente de regularización registral. Descubre Viviendas en venta en Ceutí con Solvia, la inmobiliaria con las mejores promociones de viviendas de Obra Nueva.

Characteristics

Bathrooms

3

Air conditioning

Yes

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
1268504XH5116G0001TD
Cadastral use
Urbanization works · undeveloped land

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 948 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: Medium

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 240.00m² en Ceutí a 825€/m² (mediana zona 721€/m², delta +14.4%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 6 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=6)
  • −938 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Tejera, Ceutí, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+17.0%Above anchor
Scope
Postal code
Zone median
€705 /m²
This asset
€825 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€198,000
Transfer tax (ITP) 8% — Murcia€15,840
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€693
Estimated total investment€215,533

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2024 (948 days)
On Atalaya since1 Jul 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing