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AtalayaAtalaya

House in Ceutí

Ceutí, Murcia • Ref: #68ECBC80

€224,900
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Size

344 m²

Price / m²

€654

OccupancyUnconfirmed
53
House in Ceutí — Ceutí
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: Mobiliario completamente retirado, azulejos rotos y manchas de humedad en el techo.
  • •Bano: Faltan lavabo e inodoro adicional, alicatado incompleto alrededor de las tomas de agua.
  • •Pasillo: Marcos y guarniciones de puertas desprendidos con rozas y desperfectos en los tabiques.
  • •Salon: Mecanismos electricos desmantelados y desperfectos en el falso techo y paredes.

Description

Chalet Independiente situado en la Calle Caravaca la Tejera, en la localidad de Ceutí, en la provincia de Murcia. La vivienda tiene una superficie construida de 343.95 m2 y está distribuida en un amplio hall de entrada, que da acceso a una cocina independiente muy luminosa, y un pasillo que distribuye a un gran salón comedor, dormitorios siendo una de ellas habitación doble, y cuarto de baño completo. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
1271210XH5117A0001BX
Cadastral area
381 m²
Year built
2006
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: Medium

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 343.95m² en Ceutí a 654€/m² (mediana zona 721€/m², delta -9.3%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, 97 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 6 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=6)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ceutí, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-7.2%In line
Scope
Postal code
Zone median
€705 /m²
This asset
€654 /m²
Samples
7
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€224,900
Transfer tax (ITP) 8% — Murcia€17,992
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€787
Estimated total investment€244,679

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (107 days)
On Atalaya since7 Sept 2026
Last updated5 Oct 2026

Zone comparables

Top 5 similar properties in Ceutí by AI score

See all bank-owned properties in Ceutí

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing