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Apartment in Córdoba

Calle Carmen Lopez Roman Nº, 4

Córdoba, Cordoba • Auction • Ref: #BDB8FCC7

€270,400
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OccupancyOccupied · type to verify
53
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

Finca Registral nº 13092 de la sección 2ª de Córdoba: URBANA: NUMERO ONCE." Piso tercero, tipo A, la casa en la calle Periodista García Prieto de esta Capital. Tiene su acceso por el portal número cuatro de dicha calle. Ocupa una superficie construida de ciento veinticinco metros con ochenta y siete decímetros cuadrados. Linda por su derecha entrando al mismo, con patio de luces y finca de procedencia; por su izquierda, con piso tercero tipo C., rellano de escalera, patio de luces y piso tercero tipo E.; y por su fondo, dichos patios de luces, piso tercero tipo E., y con la calle Murcia. Consta de vestíbulo, cocina con despensa y terraza-lavadero, pasillo, estar-comedor, distribuidor, cuatro dormitorios, cuarto de baño, cuarto de aseo, armario empotrado y terraza exterior. Tiene asignado un porcentaje, con relación al total valor del bloque,elementos comunes y gastos, de tres enteros setenta centésimas por ciento.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€200,000
Detalle cargasHipoteca a favor de CAJA AHORROS MONTE PIEDAD MADRID por 200.000 euros de capital, más intereses y costas.
Hipoteca€200,000
Puja mínima€270,400
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoLa propiedad es vivienda habitual de los ejecutados, lo que podría alargar el proceso de desalojo. Existe una hipoteca como carga principal.

Cadastral data

Cadastral ref.
NO CONSTA

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
8/15
BOE bonus
5/6

Subasta BOE en Cordoba a 270,400€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 5 días (inminente).

Strengths

  • +Subasta inminente: cierre en 5 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

Risks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Córdoba, Cordoba, Córdoba

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

—
Scope
Municipality
Zone median
€1,742 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€270,400
Transfer tax (ITP) 7% — Andalucía€18,928
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€946
Estimated total investment€291,274

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 21 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (24 days)
On Atalaya since8 Sept 2026
Last updated9 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing