AtalayaAtalaya

Avenida Puig i Cadafalch, 195

Mataró, Barcelona • Apartment • Ref: #BBBA3172

€185,000
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Size

40 m²

Price / m²

€4,625

Rooms

1

OccupancyVacant
61
Avenida Puig i Cadafalch, 195 — Mataró, Mataró
Photo: aliseda
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Vivienda de 40 m² construidos, con diseño compacto y funcional. Cuenta con un comedor integrado a una cocina abierta, creando un espacio luminoso y acogedor. Dispone de una habitación doble y un baño completo. Todas las estancias tienen salida directa al balcón, lo que aporta ventilación natural y un agradable espacio exterior. Ideal para quienes buscan un hogar práctico y bien aprovechado.

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
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routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 40.00m² en Mataró a 4625€/m² (mediana zona 2571€/m², delta +79.9%). Buen Estado. Posesión libre. Zona media, inventario reciente (1 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −Precio +79.9% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mataró, Mataró, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+79.9%Above anchor
Scope
Municipality
Zone median
€2,571 /m²
This asset
€4,625 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+170.3%Above anchor
Scope
Postal code
Zone median
€1,711 /m²
This asset
€4,625 /m²
Samples
91
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€185,000
Transfer tax (ITP) 10% — Cataluña€18,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€648
Estimated total investment€205,148

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing