AtalayaAtalaya

Apartment in Mataró

Plaza Fossar, s/n

Parc Central, Mataró, Barcelona • Ref: #B3897D24

€267,000-57% vs area market
open_in_newView original listing

Get new bank-owned properties in Mataró under your budget by email. Free.

Size

193 m²

Price / m²

€1,383

Rooms

2

OccupancyVacant
82
Plaza Fossar, s/n — Parc Central, Mataró
Photo: aliseda
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Suelos de parquet con desgaste y marcas visibles, paredes con acabados rusticos desfasados que requieren repaso de pintura.
  • •Cocina: Abierta con barra de obra en ladrillo y alicatados antiguos, requiere actualizacion estetica y revision de mobiliario.
  • •Dormitorio: Espacio despejado con carpinteria interior original que precisa renovacion de acabados y pintura.
  • •Terraza: Visible a traves del ventanal corredero del salon con tarima exterior que muestra signos de intemperie.

Description

Os presentamos este espacioso piso situado en Mataró, Barcelona. El inmueble se distribuye en una habitación, salón-comedor, cocina y un baño. Situado en la 1a planta del edificio. Está ubicado en el corazón de Mataró a escasos minutos de Parc Central y cerca de la playa. En sus alrededores encontramos el Hospital Clínic Maresme, escuelas, supermercados, bancos, bibliotecas, farmacias, varias paradas de autobús y la estación de tren Estación de tren Mataró. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a N-2. En Aliseda Inmobiliaria tenemos la mayor oferta de inmuebles al mejor precio garantizado. Descubre nuestra amplia oferta inmobiliaria y no pierdas la oportunidad de encontrar la casa perfecta para ti. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

Yes

Parking

No

Year built

1880

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
3991346DF5939S0002OL
Cadastral area
193 m²
Year built
1880
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 688 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

82/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 193.00m² en Mataró a 1383€/m² (mediana zona 3240€/m², delta -57.3%). Estado Mejorable. Posesión libre. Zona media, stock estancado (678 días).

Strengths

  • +Descuento del -57.3% frente a la mediana zonal (3240€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Risks

  • −678 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Parc Central, Mataró, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-57.3%Strong opportunity
Scope
Neighbourhood
Zone median
€3,240 /m²
This asset
€1,383 /m²
Period
junio 2026
Source
Idealista

vs other bank assets

-20.2%Good price
Scope
City
Zone median
€1,733 /m²
This asset
€1,383 /m²
Samples
165
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€267,000
Transfer tax (ITP) 10% — Cataluña€26,700
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€935
Estimated total investment€295,635
Estimated refurbishment (state: mejorable)€77,000 – €135,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Sept 2026
€280,350arrow_forward€267,000-4.76%

Listing intel

SourceAliseda
On the market sinceNov 2024 (688 days)
On Atalaya since18 Apr 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Mataró by AI score

See all bank-owned properties in Mataró
apartment
75

Avenida Puig i Cadafalch N.º 211, 2º 2ª

€107,275

View analysis
Piso en Calle Major
74

Piso en Calle Major

€68,800

€839/m² · 82 m²

View analysis
Calle Germa Doroteo, s/n
74

Calle Germa Doroteo, s/n

€84,900

€1,463/m² · 58 m²

View analysis
Calle Ample
73

Calle Ample

€86,000

€1,241/m² · 69.29 m²

View analysis
Calle Marathon, s/n
73

Calle Marathon, s/n

€80,360

€1,085/m² · 74 m²

View analysis

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing