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Apartment in Olesa de Montserrat

Calle Margarida Biosca, s/n

Olesa de Montserrat, Barcelona • Ref: #B65599F8

€128,915
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Size

75 m²

Price / m²

€1,718

Rooms

4

OccupancyOccupied · legal tenant
45
Calle Margarida Biosca, s/n — Olesa de Montserrat
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: local comercial a pie de calle con carpinteria exterior de aluminio y acristalamiento en buen estado general.
  • •Exterior: cerramientos y accesos exteriores sin danos estructurales visibles, con revestimiento de fachada continuo y bien conservado.

Description

Vivienda ubicada en Olesa de Montserrat, Barcelona, ideal para familias. Con una superficie de 75 m² construidos distribuidos en 4 habitaciones y 1 baños. Se encuentra cerca del centro de Olesa de Montserrat. En sus alrededores encontramos el Escola Povill. El entorno ofrece colegios, transporte público y supermercados cercanos, ofreciendo una excelente calidad de vida y conectividad. Cuenta con fácil acceso a C-55, Avinguda de Ca n'Amat y N-IIa. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

F

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 541 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: Medium

Score breakdown

Zone delta
1/30
Possession
12/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 75.00m² en Olesa de Montserrat a 1569€/m² (mediana zona 1465€/m², delta +7.1%). Buen Estado. Posesión con inquilino legal. Zona muy_baja, stock estancado (516 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 7 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata

Risks

  • −Referencia zonal poco fiable (fuente internal, n=7)
  • −516 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Olesa de Montserrat, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+6.3%Above anchor
Scope
Postal code
Zone median
€1,616 /m²
This asset
€1,718 /m²
Samples
8
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€128,915
Transfer tax (ITP) 10% — Cataluña€12,892
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€451
Estimated total investment€143,258

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 May 2026
€128,920arrow_forward€117,705-8.7%
24 Oct 2026
€117,705arrow_forward€128,915-9.52%

Listing intel

SourceAliseda
On the market sinceMay 2025 (541 days)
On Atalaya since16 Apr 2026
Last updated24 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing