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Apartment in Olesa de Montserrat

Carrer De Barcelona, s/n

Olesa de Montserrat, Barcelona • Ref: #4DABFE0D

€245,000
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Size

93 m²

Price / m²

€2,634

Rooms

3

OccupancyUnconfirmed
43
Carrer De Barcelona, s/n — Olesa de Montserrat
Photo: aliseda
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AI visual analysis

Automated analysis · physical condition

0 of 78 photos analyzed

Physical condition

Good

Photo quality

Good

Description

En el corazón de Olesa de Montserrat, en la conocida Carrer de Barcelona, se encuentra este luminoso piso residencial de 93 m² construidos y 76 m² útiles, ideal para quienes buscan comodidad, amplitud y una ubicación práctica en la provincia de Barcelona. La vivienda, con orientación sur, disfruta de una excelente entrada de luz natural durante gran parte del día, creando un ambiente cálido y acogedor en todas sus estancias. Su distribución está pensada para aprovechar al máximo cada metro, ofreciendo espacios confortables y funcionales tanto para el día a día como para momentos de descanso. La cocina, completamente amueblada, se presenta como un espacio práctico y bien organizado, perfecto para quienes disfrutan cocinando y compartiendo comidas en familia. Su diseño permite trabajar con comodidad y mantener todo en orden, integrándose de forma armoniosa con el resto de la vivienda. El piso cuenta con calefacción central, un valor añadido que garantiza confort térmico durante todo el año, especialmente en los meses más fríos, y permite mantener una temperatura agradable en todas las habitaciones. Además, el edificio dispone de conserje físico, un servicio muy apreciado que aporta seguridad, control de accesos y ayuda en el día a día, así como portero automático para mayor comodidad. Los gastos comunitarios son ajustados, lo que convierte a esta vivienda en una opción atractiva tanto para vivir como para invertir. El entorno ofrece todos los servicios necesarios a pocos minutos: comercios, transporte, zonas de ocio y una buena conexión con el resto de la comarca, haciendo de este piso una oportunidad interesante para quienes desean residir en una zona tranquila sin renunciar a la cercanía de Barcelona. Un hogar cómodo, bien situado y listo para adaptarse al estilo de vida de su próximo propietario en Olesa de Montserrat.

Characteristics

Bathrooms

1

Floor

3

Elevator

Yes

Terrace

No

Parking

No

Year built

2002

Pool

No

Air conditioning

No

Heating

Yes

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
7894002DG0979S0085RE
Cadastral area
93 m²
Year built
2002
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: Medium

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 93.00m² en Olesa de Montserrat a 2634€/m² (mediana zona 1465€/m², delta +79.8%). Buen Estado. Posesión desconocida. Zona muy_baja, inventario reciente (2 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 7 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata

Risks

  • −Referencia zonal poco fiable (fuente internal, n=7)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Olesa de Montserrat, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+63.0%Above anchor
Scope
Postal code
Zone median
€1,616 /m²
This asset
€2,634 /m²
Samples
8
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€245,000
Transfer tax (ITP) 10% — Cataluña€24,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€858
Estimated total investment€271,358

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceOct 2026 (9 days)
On Atalaya since8 Oct 2026
Last updated24 Oct 2026

Zone comparables

Top 5 similar properties in Olesa de Montserrat by AI score

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing