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Apartment in Cardedeu

Calle Del Pi

Can Vila, Cardedeu, Barcelona • Ref: #AACAB0F8

€199,000
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Size

76 m²

Price / m²

€2,625

Rooms

1

OccupancyVacant
43
Calle Del Pi — Can Vila, Cardedeu
Photo: Solvia
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: Mobiliario y encimera conservados pero falta la campana extractora y presenta hueco sin alicatar en la pared.
  • •Salon: Suelo laminado en buen estado general, requiere repaso de pintura en paredes y colocacion de mecanismos electricos.
  • •Dormitorio: Suelos de tarima aparentemente aprovechables pero con paredes manchadas que precisan pintura completa.
  • •Fachada: Edificio de ladrillo caravista y carpinterias exteriores en buen estado aparente.

Description

Piso ubicado en un edificio de tres alturas sobre rasante en el municipio de Cardedeu de la provincia de Barcelona. La vivienda cuenta con una superficie de 76 m² aproximados distribuidos en recibidor, sala de estar-comedor, cocina, un dormitorio, un baño y balcón. Dispone de calefacción de gas natural, armarios empotrados, ventanas de aluminio con cámara de doble acristalamiento, persianas de plástico, carpintería interior de madera, pintura lisa, suelos de parquet y gres en todas sus dependencias, baño con sanitario y grifería mono mando. Se encuentra bien comunicado y al alcance de todos los servicios que dispone el municipio, tales, como, equipamiento escolar, deportivo, centro de salud, lúdico, establecimiento comercial, entre otros, y dispone de fácil acceso por carreteras. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] En la fecha de esta publicación, el inmueble se encuentra en obras de mantenimiento y adecuación. Las fotografías son anteriores a estas actuaciones y tienen carácter meramente ilustrativo y orientativo, no reflejan necesariamente el estado actual del inmueble, su distribución, sus acabados, sus instalaciones ni su estado de conservación. Las obras en curso podrían modificar los acabados y elementos que se ven en las imágenes.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
7287404DG4078N0011DB
Cadastral area
80 m²
Year built
2008
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 973 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
1/15

Vivienda de 75.81m² en Cardedeu a 2625€/m² (mediana zona 1863€/m², delta +40.9%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 4647 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Solvia no marca ocupación y publica 14 fotos del interior

Risks

  • −Precio +40.9% por encima de mediana zonal
  • −956 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Can Vila, Cardedeu, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+39.3%Above anchor
Scope
Province (MITMA)
Zone median
€1,885 /m²
This asset
€2,625 /m²
Samples
4641
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€199,000
Transfer tax (ITP) 10% — Cataluña€19,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€697
Estimated total investment€220,597
Estimated refurbishment (state: mejorable)€30,500 – €53,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
9 Oct 2026
€126,000arrow_forward€199,000-57.94%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (973 days)
On Atalaya since8 Jun 2026
Last updated25 Oct 2026

Zone comparables

Top 5 similar properties in Cardedeu by AI score

See all bank-owned properties in Cardedeu

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing