AtalayaAtalaya

Calle Oriente

Reus, Tarragona • Apartment • Ref: #A1FB9A7F

€120,000
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Size

63 m²

Price / m²

€1,912

Rooms

3

OccupancyVacant
60
Calle Oriente — Reus
Photo: Solvia
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 63 m² en venta de 3 dormitorios, ubicado en la localidad de Reus, provincia de Tarragona. Construido en 1973, este piso dispone de una superficie aproximada de 63 m² y se distribuye en salón-comedor, 3 dormitorios, cocina amueblada con armarios altos y bajos y equipada con horno, vitrocerámica y campana extractora y 1 baño amueblado. Buena ubicación y bien comunicado, a 8 minutos de la estación del tren, con varias paradas de autobús próximas, con las líneas L50, L20, L21 y L80 y con accesos viarios a la localidad, mediante la N-420, TV-7211, C-14z y la N-420a. Además, y al ser una zona con todos los equipamientos, centro de atención primaria, la Biblioteca Central Xavier Amorós, el Mercat Central, supermercado, restaurantes, etc, esta vivienda se presenta en el mercado como una oportunidad residencial en una buena zona. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1973

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 62.77 m² but the cadastre records 75 m² (+19%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1977303CF4517H0015LK
Cadastral area
75 m²
Year built
1973
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 5835 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 62.77m² en Reus a 1912€/m² (mediana zona 1779€/m², delta +7.5%). Buen Estado. Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −5834 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Reus, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+7.5%Above anchor
Scope
Municipality
Zone median
€1,779 /m²
This asset
€1,912 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+77.2%Above anchor
Scope
Postal code
Zone median
€1,079 /m²
This asset
€1,912 /m²
Samples
42
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 10% — Cataluña€12,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€133,420

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2010 (5835 days)
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing