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Apartment in Reus

Calle Vila-Seca

Reus, Tarragona • Ref: #39BB007A

€80,000-31% vs area market
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Size

72 m²

Price / m²

€1,111

Rooms

3

OccupancyVacant
70
Calle Vila-Seca — Reus
Photo: Solvia
1 / 23

AI visual analysis

Automated analysis · physical condition

23 of 23 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: edificio residencial plurifamiliar con acabados exteriores sencillos y desgaste propio de la edad.
  • •Salon: estancia amplia y despejada con suelos de gres en buen estado pero paredes marcadas que precisan repaso de pintura.
  • •Cocina: mobiliario de madera antiguo y funcional aunque con faltas de mantenimiento y huecos sin electrodomesticos.
  • •Dormitorio: estancias vacias que conservan suelos y carpinteria basica, necesitando actualizacion y pintura.

Description

Piso de 72 m² ubicado en Reus, Tarragona. Se trata de un piso de 72 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el núcleo urbano de Reus, teniendo buenos accesos por la carretera T-11 y la autovía A-7, que conectan con otras localidades y puntos estratégicos de la región. Además, cuenta con excelentes comunicaciones públicas, incluyendo líneas de autobús urbano que recorren la ciudad y la estación de tren de Reus, que ofrece conexiones directas con Tarragona y Barcelona. En la zona podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias. También destacan puntos de interés cercanos como el Hospital Universitari Sant Joan de Reus, el Parc de Sant Jordi, el emblemático Gaudí Centre, y el Centro Comercial La Fira, que ofrece una amplia variedad de tiendas y opciones de ocio. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1960

Pool

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
1979108CF4517H0027YR
Cadastral area
72 m²
Year built
1960
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 72.00m² en Reus a 1111€/m² (mediana zona 1620€/m², delta -31.4%). Estado Mejorable. Posesión libre. Zona media, más de 2 años sin vender.

Strengths

  • +Descuento del -31.4% frente a la mediana zonal (1620€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −948 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Reus, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-31.4%Strong opportunity
Scope
Municipality
Zone median
€1,620 /m²
This asset
€1,111 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-1.4%In line
Scope
Postal code
Zone median
€1,127 /m²
This asset
€1,111 /m²
Samples
41
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€80,000
Transfer tax (ITP) 10% — Cataluña€8,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€89,300
Estimated refurbishment (state: mejorable)€29,000 – €50,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since21 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Reus by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing