AtalayaAtalaya

San José

Las Gabias, Granada • House • Ref: #9EBDCD40

€195,000-13% vs area market
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Size

126 m²

Price / m²

€1,548

Rooms

3

OccupancyVacant
63
San José — Las Gabias
Photo: Altamira
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes tienen diferentes colores y el suelo es de parquet laminado en buen estado.
  • •Cocina: La cocina esta parcialmente equipada con muebles y encimera, pero le faltan electrodomesticos y tiene las paredes pintadas de naranja.
  • •Bano: Un bano tiene un lavabo moderno y ducha, pero las paredes son de color morado con un acabado irregular. El otro bano esta sin terminar, con el espejo quitado y las tuberias expuestas.
  • •Dormitorios: Los dormitorios tienen paredes de colores vivos (rosa, azul, verde) y suelos de parquet laminado.

descriptionDescription

Chalet en San José, Las Gabias, Granada. Superficie: 126 m², 3 habitaciones, 3 baños. Equipamiento: terraza, garaje.

Characteristics

Bathrooms

3

Elevator

No

Terrace

Yes

Parking

Yes

Year built

1958

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 126 m² but the cadastre records 665 m² (+428%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0902103VG4100A
Cadastral area
665 m²
Year built
1958
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

63/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 126.00m² en Las Gabias a 1548€/m² (mediana zona 1788€/m², delta -13.4%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (0 días).

trending_upStrengths

  • +Altamira indica sin riesgo de ocupación

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Las Gabias, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-13.4%Good price
Scope
Province (MITMA)
Zone median
€1,788 /m²
This asset
€1,548 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+137.8%Above anchor
Scope
Province (MITMA)
Zone median
€651 /m²
This asset
€1,548 /m²
Samples
345
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€195,000
Transfer tax (ITP) 7% — Andalucía€13,650
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€683
Estimated total investment€210,333
Estimated refurbishment (state: mejorable)€50,500 – €88,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceSept 2026 (1 days)
On Atalaya since9 Sept 2026
Last updated9 Sept 2026

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing