AtalayaAtalaya

House in Las Gabias

Gabia Grande, Gabias, las, Granada • Ref: #8FA70982

€165,500
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Size

168 m²

Price / m²

€985

Rooms

4

OccupancyOccupied · legal tenantDeduced by AI
39
House in Las Gabias — Gabia Grande, Gabias, las
Photo: Unicaja Inmuebles

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Presenta desgaste en la pintura y desconchones visibles en la zona baja del revestimiento.
  • •Exterior: Inmueble de dos plantas en esquina con carpinteria exterior y cerramientos aparentemente conservados.

Description

Casa adosada con 4 habitaciones en la provincia de Granada, en el municipio de Gabias, las, en la calle DUERO. CON INCIDENCIAS: ALQUILADO - NO VISITABLE.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
18083A90009111
Cadastral use
Agricultural

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
12/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
8/15

Vivienda de 168.00m² en Gabias, las a 985€/m² (mediana zona 662€/m², delta +48.8%). Estado Mejorable. Posesión con inquilino legal. Zona muy_baja, 143 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 338 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +48.8% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Gabia Grande, Gabias, las, Granada

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+40.5%Above anchor
Scope
Province (MITMA)
Zone median
€701 /m²
This asset
€985 /m²
Samples
374
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€165,500
Transfer tax (ITP) 7% — Andalucía€11,585
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€579
Estimated total investment€178,664
Estimated refurbishment (state: mejorable)€67,000 – €117,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceUnicaja
On Atalaya since9 May 2026
Last updated24 Oct 2026

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Aggregated data from public sources and servicer Unicaja Inmuebles. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing