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House in Zaragoza

Calle Emilia Pardo Bazón Núm. 16, Puerta, 1A

Actur-Rey Fernando, Zaragoza • Auction • Ref: #9D95C313

€155,509
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Size

220 m²

OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

Local comercial señalado con el núm . UNO en planta baja de la C/ Joaquina Zamora de Zaragoza. Forma parte de una casa con acceso por la C/ Emilia Pardo Bazán núm . 16, bajo puerta 1A de Zaragoza. Con 220 metros cuadrados.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€139,057
Detalle cargasHipoteca a favor de BRITMOD 2015 SOCIEDAD LIMITADA por 22400€ de principal, 2688€ de intereses remuneratorios, 10080€ de intereses moratorios y 1120€ para costas y gastos judiciales. Anotación de embargo administrativo a favor de HACIENDA PUBLICA por 98711.96€ de principal, 14105.79€ de intereses, 1200€ para costas estimadas y 139.16€ importe trabado en otras diligencias.
Hipoteca€36,288
Embargos€114,157
Puja mínima€155,509
Depósito (%)20%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, servidumbre, afeccion_fiscal, embargo
Análisis riesgoLa propiedad tiene una hipoteca y un embargo administrativo, lo que indica múltiples cargas. La situación de ocupación es desconocida, lo que puede generar complicaciones en la toma de posesión.

Cadastral data

Cadastral ref.
5456101XM7155E0002MW
Cadastral area
218 m²
Year built
2002
Cadastral use
Offices

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en Zaragoza a 155,509€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Descuento del -68.8% frente a la mediana zonal (2269€/m²)
  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

Risks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Actur-Rey Fernando, Zaragoza, Zaragoza

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-68.8%Strong opportunity
Scope
Municipality
Zone median
€2,269 /m²
This asset
€707 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€155,509
Transfer tax (ITP) 8% — Aragón€12,441
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€544
Estimated total investment€169,494

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 14 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (1 days)
On Atalaya since24 Sept 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing