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AtalayaAtalaya

Apartment in Alcantarilla

Calle San José Obrero

Alcantarilla, Murcia • Ref: #9312B67F

€122,000-16% vs area market
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Size

128 m²

Price / m²

€951

Rooms

3

OccupancyVacant
62
Calle San José Obrero — Alcantarilla
Photo: Solvia
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general que sugiere que podría beneficiarse de una actualización o mantenimiento.
  • •Exterior: No se aprecian daños estructurales graves, pero la estética general es algo anticuada.

Description

Piso, garaje y trastero en el municipio de Alcantarilla, provincia de Murcia. La vivienda se encuentra en la primera planta de un edificio construido en el año 2008. Tiene una superficie de 128 m² y se compone de salón-comedor, cocina, 3 dormitorios y 2 baños. Tiene como anejos plaza de garaje y trastero en el mismo edificio. Se localiza en el núcleo urbano, con buenos accesos desde las carreteras N-340 y MU-30, con paradas de autobús próximas y estación de tren a 15 minutos a pie. La zona dispone de equipamiento variado, centro de salud, restaurantes, supermercado, colegio, etc. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra catalogado como Inmueble de Protección Oficial, por lo que queda afecto a las medidas y limitaciones Estatales y/o de la Comunidad Autónoma donde se ubica el mismo. La presentación de oferta por la compra de esta tipología de inmuebles debe efectuarse por interesados que cumplan las condiciones de acceso a una Vivienda Protegida, lo que deberá ser tramitados con carácter previo a la adquisición. De igual modo, la formalización de la transmisión posterior requerirá que, en aquellas Comunidades Autónomas en las que sea necesario, el interesado conste inscrito en el Registro de Demandantes de Vivienda Protegida.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2009

Pool

No

Air conditioning

No

Heating

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 128.34 m² but the cadastre records 167 m² (+30%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5939108XH5053H0014MG
Cadastral area
167 m²
Year built
2008
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 583 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

62/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 128.34m² en Alcantarilla a 951€/m² (mediana zona 1130€/m², delta -15.8%). Estado Mejorable. Posesión libre. Zona baja, stock estancado (572 días).

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −572 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcantarilla, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-15.8%Good price
Scope
Municipality
Zone median
€1,130 /m²
This asset
€951 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

+24.3%Above anchor
Scope
Postal code
Zone median
€765 /m²
This asset
€951 /m²
Samples
25
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€122,000
Transfer tax (ITP) 8% — Murcia€9,760
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€427
Estimated total investment€133,187
Estimated refurbishment (state: mejorable)€51,500 – €90,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2025 (583 days)
On Atalaya since1 Sept 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing