AtalayaAtalaya

Piso en Calle Ciscar, Gandia

Grau de Gandía, Gandia • Apartment • Ref: #8E83AF26

€157,000
open_in_newView original listing

Size

86 m²

Price / m²

€1,825

Rooms

3

OccupancyUnconfirmed
33
Piso en Calle Ciscar, Gandia — Grau de Gandía, Gandia
Photo: Cimenta2
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina presenta muebles y electrodomésticos envejecidos, con signos de desgaste y suciedad.
  • •Los dormitorios tienen paredes con colores vivos y suelos de madera laminada que muestran desgaste.
  • •El baño tiene azulejos y mobiliario antiguos, con la bañera y el lavabo en estado funcional pero con necesidad de actualización.
  • •Las zonas comunes y pasillos tienen suelos de baldosas y paredes con diferentes colores, algunas con cableado expuesto.

descriptionDescription

Piso en Grau de Gandía (Valencia) Vivienda situada en la primera planta de un edificio residencial con ascensor, en la calle Ciscar, Grau de Gandía. Cuenta con una superficie aproximada de 95 m² construidos con elementos comunes y se ubica en un edificio construido en 2006. Dispone de una distribución funcional con 3 dormitorios, 2 baños, cocina y salón-comedor, ideal tanto como vivienda habitual como segunda residencia. Situada en una zona consolidada, con excelentes comunicaciones, servicios, comercios y a poca distancia de la playa y el puerto de Gandía.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2006

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6399930YJ4169N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

33/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
3/15

Vivienda de 86.02m² en Gandia a 1825€/m² (mediana zona 1861€/m², delta -1.9%). Estado Mejorable. Posesión desconocida. Zona baja, inventario reciente (67 días).

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Grau de Gandía, Gandia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-1.9%In line
Scope
Neighbourhood
Zone median
€1,861 /m²
This asset
€1,825 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+42.6%Above anchor
Scope
City
Zone median
€1,280 /m²
This asset
€1,825 /m²
Samples
33
Source
Atalaya (bank inventory)

Listing intel

SourceCimenta2
On the market sinceJun 2026 (68 days)
On Atalaya since27 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing