AtalayaAtalaya

Apartment in Mataró

Cerdanyola, Mataró, Barcelona • Auction • Ref: #8A0581B3

€250,679
open_in_newView original listing

Get new bank-owned properties in Mataró under your budget by email. Free.

OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

DESCRIPCIÓN URBANA: VIVIENDA LETRA "G", en término de Mataró, vecindario de Cerdanyola, que forma parte del edificio con fachada principal a la calle Tres Rocas 1-3, formando esquina a la calle Capellanets, 10. Tiene acceso par la calle Capellanets. Consta de varies dependencias y servicios Superficie.- Tiene una superficie construida de 74'05 metros cuadrados y útil de 63'19 metros cuadrados Linda: al Norte, con la finca 16.455; al Este, con finca segregada, inscrita con el número 16.455; al Oeste, con linderos del edificio y al Sur, con la calle Capellanets. Cuota.- Se le asigna un coeficiente del 0'66 por ciento en la finca 37421, un coeficiente del 3'47 por ciento en la finca 37.423 y un coeficiente del 2'58 por ciento en cuanto a la finca 37.447.

Legal & cadastral analysis

expand_more

Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€438,063
Detalle cargasHIPOTECA a favor de: CAIXA ESTALVIS PENSIONS BARCELONA Capital: 200500,00 euros; Intereses: 8357,84 euros ordinarios y hasta la cantidad de 43118,52 euros por intereses de demora; Costas: 19285,00 euros. EMBARGO ADMINISTRATIVO sobre la totalidad de esta finca a favor de TESORERIA GENERAL DE LA SEGURIDAD SOCIAL URE 08/18 MATARO por 24.172,91 euros de principal; 199,9 euros para intereses; 876,22 euros para costas; un recargo de apremio de 4.834,58 euros; por un total de 30.083,61 euros. EMBARGO ADMINISTRATIVO sobre la totalidad de esta finca a favor de AGENCIA TRIBUTARIA MATARO por 6.333,52 euros de principal; 40,57 euros para intereses; 7.500 euros para costas; por un total de 13.874,09 euros. EMBARGO EJECUTIVO sobre la totalidad de esta finca perteneciente a RESTAPINT, S.L. a favor de RAUL LOZANO RICO, DAVID JESUS HERNANDEZ, FRANCISCO RODRIGUEZ TOMAS, CARMELO GARCIA GARCIA y ENRIQUE JAIMEZ AUGUETS por 96.089,53 euros de principal; 21.240,6 euros para intereses; por un total de 117.330,13 euros. EMBARGO ADMINISTRATIVO a favor de AGENCIA TRIBUTARIA MATARO por 36.779,36 euros de principal; 1.098,7 euros para intereses; 7.717,46 euros para costas; por un total de 45.595,52 euros. EMBARGO EJECUTIVO a favor de NOVAPOX, S.L. por 170.645,12 euros de principal; 56.500 euros para intereses; por un total de 227.145,12 euros.
Hipoteca€271,361
Embargos€240,023
Puja mínima€250,679
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, afeccion_fiscal, servidumbre
Análisis riesgoLa propiedad tiene múltiples cargas que superan el valor de subasta, incluyendo hipoteca y varios embargos administrativos y ejecutivos. La ocupación es desconocida, lo que añade riesgo. La antigüedad de las cargas es mixta, lo que complica la prelación de cobro.

Cadastral data

Cadastral ref.
2495710DF5929N0002SY

How to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
13/15

Subasta BOE en Mataró a 250,679€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 5 días (inminente).

Strengths

  • +Subasta inminente: cierre en 5 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cerdanyola, Mataró, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

—
Scope
Neighbourhood
Zone median
€1,916 /m²
Period
junio 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€250,679
Transfer tax (ITP) 10% — Cataluña€25,068
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€877
Estimated total investment€277,624

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 21 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (24 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

Zone comparables

Top 5 similar properties in Mataró by AI score

See all bank-owned properties in Mataró
Plaza Fossar, s/n
90

Plaza Fossar, s/n

€267,000

€1,383/m² · 193 m²

View analysis
Calle Poeta Josep Punsola
87

Calle Poeta Josep Punsola

€70,000

€850/m² · 82.31 m²

View analysis
Piso en Calle Major
82

Piso en Calle Major

€86,000

€1,049/m² · 82 m²

View analysis
Calle Pablo Picasso
80

Calle Pablo Picasso

€76,000

€1,013/m² · 75 m²

View analysis
Calle Poeta Josep Ponsola
79

Calle Poeta Josep Ponsola

€64,000

€1,070/m² · 59.83 m²

View analysis

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing