AtalayaAtalaya

Apartment in Constantí

Calle Barcelona, s/n

Centro de Constantí, Constantí, Tarragona • Ref: #843667B1

€110,245
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Size

107 m²

Price / m²

€1,030

Rooms

4

OccupancyOccupied · legal tenant
44
Calle Barcelona, s/n — Centro de Constantí, Constantí
Photo: holapisos
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •El salón presenta paredes con pintura en buen estado, pero el suelo de terrazo y la decoración general sugieren una estética algo anticuada.
  • •La cocina, aunque funcional, muestra armarios y electrodomésticos que parecen de una generación anterior, con un diseño que podría beneficiarse de una actualización.
  • •El balcón tiene un suelo de baldosas de terracota y persianas de madera que, aunque en buen estado, no son de un estilo moderno.
  • •Las zonas comunes del edificio, como la escalera y el ascensor, se ven limpias y bien mantenidas, pero con un estilo que denota cierta antigüedad.

Description

Amplio piso en Constanti, Tarragona, idóneo para familias. La vivienda consta de 107 m² construidos distribuidos en 4 habitaciones, de las cuales 1 tiene acceso a balcón, salón-comedor con acceso al balcón, cocina con acceso al lavadero además de 1 aseo y 1 baño completo. El inmueble es muy luminoso. Situado en la 3a planta del edificio, sin ascensor. Localizado en el centro de Constanti, en sus alrededores encontramos el Institut Públic de Constantí, supermercados, bancos, bibliotecas, farmacias, oficinas de correos y centros deportivos. Con fácil acceso a Autopista del Mediterráneo. *Certificado sobre presencia/ausencia de amianto en trámite

Characteristics

Bathrooms

2

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1701

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 107 m² but the cadastre records 1000 m² (+835%). Verify before offering — €/m² and the discount depend on this number.

Cadastral area
1000 m²
Year built
1701
Cadastral use
Religious

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1144 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

44/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 107.00m² en Constantí a 936€/m² (mediana zona 929€/m², delta +0.8%). Estado Mejorable. Posesión con inquilino legal. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 781 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −1111 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro de Constantí, Constantí, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+91.4%Above anchor
Scope
City
Zone median
€538 /m²
This asset
€1,030 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€110,245
Transfer tax (ITP) 10% — Cataluña€11,025
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€386
Estimated total investment€122,656
Estimated refurbishment (state: mejorable)€43,000 – €75,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 3 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Apr 2026
€116,000arrow_forward€105,450-9.09%
14 Jul 2026
€105,450arrow_forward€100,175-5%
24 Oct 2026
€100,175arrow_forward€110,245-10.05%

Listing intel

SourceAliseda
On the market sinceSept 2023 (1144 days)
On Atalaya since11 Apr 2026
Last updated1 Nov 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing