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Calle Tulipa Nº20, Urbanización Valldemar A-32

Calafell, Tarragona • Apartment · Auction • Ref: #80E97F66

€260,800
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Size

672 m²

OccupancyOccupied · type to verify
36
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

VIVIENDA UNIFAMILIAR AISLADA Tiene, dicha parcela, una superficie de SEISCIENTOS SETENTA Y DOS METROS CUADRADOS y es figura trapezoidal, ocupando de la misma edificación ciento cuarenta y dos metros, cuarenta y cinco decímetros cuadrados. Tiene una total superficie construida de CIENTO CUARENTA Y DOS METROS, CUARENTA Y CINCO DECIMETROS CUADRADOS y útil de CIENTO CUATRO METROS, TREINTA Y OCHO DECÍMETROS CUADRADOS y consta de sólo planta baja, en parte destinada a garaje, con una superficie construida de veintitrés metros, cuarenta decímetros cuadrados y el resto a vivienda, con varias dependencia y servicios y porches. LINDA, por todos sus vientos, con el solar sobre el que se levanta, y en su conjunto igual que el mismo, es decir: por delante, este, en línea de 19'40 metros, con calle de la Tulipa, número 20; por la derecha, entrando, en una línea de 30'40 metros con la parcela número 31 del mismo polígono; por la izquierda, sur, en una línea de 34'40 metros, con la parcela número 33 de igual polígono; y por el fondo, oeste, en línea de 25'40 metros, con el límite de la finca de la que se segregó; que coincide con el límite de la urbanización, es decir, con Juan Urpi o sucesores.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Cargas (€)€198,645
Detalle cargasHIPOTECA a favor de CAJA AHORROS MONTE PIEDAD MADRID, para responder de CIENTO NOVENTA Y OCHO MIL SEISCIENTOS CUARENTA Y CINCO EUROS de principal; intereses ordinarios de 18 meses al tipo máximo del 13,000 % anual; intereses de demora de 2 años al tipo máximo del 13,000 % anual y de VEINTICUATRO MIL SETECIENTOS CINCUENTA EUROS para costas y gastos.
Hipoteca€198,645
Puja mínima€260,800
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoExiste una hipoteca como carga principal y la propiedad está ocupada, lo que podría implicar un proceso de desalojo. Sin embargo, se declara como vivienda habitual del deudor, lo que puede afectar el proceso de adjudicación.

assignmentCadastral data

straightenUnreconciled surface: the listing states 672 m² but the cadastre records 132 m² (-80%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3257817CF8635N0001QL
Cadastral area
132 m²
Year built
2005
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

36/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
5/15
BOE bonus
5/6

Subasta BOE en Calafell a 260,800€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 14 días.

trending_upStrengths

  • +Descuento del -86.5% frente a la mediana zonal (2883€/m²)
  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Calafell, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-86.5%Strong opportunity
Scope
Municipality
Zone median
€2,883 /m²
This asset
€388 /m²
Period
2026-05
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€260,800
Transfer tax (ITP) 10% — Cataluña€26,080
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€913
Estimated total investment€288,793

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 8 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (5 days)
On Atalaya since18 Sept 2026
Last updated18 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing