AtalayaAtalaya

Apartment in Málaga

Calle Juan de Ortega Nº 9, Urbanización los Ramos I, 9, a

Málaga, Malaga • Auction • Ref: #713C22D2

€215,617
open_in_newView original listing

Get new bank-owned properties in Malaga under your budget by email. Free.

Size

102 m²

Rooms

4

OccupancyUnconfirmed
75
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

URBANA: DIECISIETE.- Vivienda designada con la letra A de la novena planta alta de la Torre I, enclavado en lo que hoy se denomina URBANIZACION LOS RAMOS, parcela número cuatro del Plan Parcial de Ordenación de la zona, al partido de Vallijeras Bajas de este término municipal.- Está emplazada a la derecha según se accede a esta planta por la escalera.- Tiene una superficie construida de ciento dos metros cinco decímetros cuadrados y útil de ochenta y nueve metros noventa y siete decímetros cuadrados.- Está compuesta de salón comedor, terraza, cocina, lavadero, cuatro dormitorios, cuarto de baño y cuarto de aseo.- Linda: por su frente, con hueco y rellano de escalera, vivienda letra B y hueco de ascensor; por su derecha entrando, con zona común; por su izquierda, con cubierta de aparcamientos y por su fondo, con zona común.- Tiene como anejo inseparable la plaza de aparcamiento número seis, sita en la planta baja del edificio.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

1983

Legal & cadastral analysis

expand_more

Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€0
Detalle cargasLa ejecución se tramita por la hipoteca de la inscripción 7ª (cedida a Promontoria Shellfish / Promontoria Lezama D.A.C.), que es la carga principal. Todas las demás cargas registrales (embargos de la TGSS, Comunidad de Propietarios y Ayuntamiento) son posteriores a dicha hipoteca y se cancelarán con la adjudicación.
Hipoteca€0
Embargos€0
Depósito (%)20%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, embargo, servidumbre, anotacion_preventiva, tanteo
Análisis riesgoSe ejecuta la primera hipoteca por lo que no subsisten cargas dinerarias registradas, pero es la vivienda habitual del ejecutado con situación posesoria no acreditada. Además, el registrador advierte sobre un posible defecto de tracto sucesivo formal entre Promontoria Shellfish y Promontoria Lezama D.A.C. que deberá subsanarse registralmente.

Cadastral data

straightenUnreconciled surface: the listing states 102.05 m² but the cadastre records 89 m² (-13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8663105UF6686S0017XQ
Cadastral area
89 m²
Year built
1983
Cadastral use
Residential

How to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

75/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
15/15
Zone liquidity
4/15
BOE bonus
5/6

Subasta BOE en Malaga a 215,617€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 14 días.

Strengths

  • +Descuento del -46.1% frente a la mediana zonal (3923€/m²)
  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Cargas legales acotadas o inexistentes

Risks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Málaga, Malaga, Málaga

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-46.3%Strong opportunity
Scope
Municipality
Zone median
€3,934 /m²
This asset
€2,113 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€215,617
Transfer tax (ITP) 7% — Andalucía€15,093
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€755
Estimated total investment€232,465

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 14 October 2026 at 16:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (15 days)
On Atalaya since24 Sept 2026
Last updated24 Sept 2026

Zone comparables

Top 5 similar properties in Málaga by AI score

See all bank-owned properties in Málaga
apartment
75

Calle Del Concejal Eduardo Heredia, 4, 1º Derecha, Ciudad Jardín

€208,728

View analysis
apartment
75

Calle David Santiago Nº 4, Bajo

€144,500

View analysis
apartment
75

Avd. Jenofonte, 20, Es. 10, 2º 2, Málaga

€346,561

View analysis
apartment
75

Calle Joaquín Pizarro y Despistal, 13, 4º, 3

€86,100

View analysis
Vivienda en Málaga (alquilada)
74

Vivienda en Málaga (alquilada)

€218,000

€3,028/m² · 72 m²

View analysis

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing