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AtalayaAtalaya

Apartment in Málaga

Málaga • Auction • Ref: #175E9587

€346,561
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Size

186 m²

Rooms

4

OccupancyVacant
75
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

1. FINCA NUMERO TRESCIENTOS CUARENTA Y DOS.- VIVIENDA de la EDIFICACION que constituye la SEGUNDA FASE de construcción, denominada “FORUM RESIDENCIAL 2* FASE”, ubicada en el Subconjunto “B”, sito en la zona Sureste de la Parcela RP.7 del Sector de Actuación SUP T. % “CAÑADA DE LOS CARDOS I1/II”, portal 1, escalera 1, planta Segunda, identificada con el número “2”.- Tiene una superficie útil aproximada de ciento cuarenta y un metros noventa y un decímetros cuadrados y una superficie construida con repercusión de elementos comunes de ciento ochenta y seis metros cuarenta y un decímetros cuadrados.- Se distribuye en vestíbulo, salóncomedor, cocina, cuatro dormitorios, dos baños, pasillo, dos terrazas y lavadero.- Linda: al frente por donde tiene su acceso, con vestíbulo de acceso a viviendas y vivienda identificada con el número 1 de su misma planta, portal y escalera; a la derecha entrando y fondo, con fachada a zonas comunes del Conjunto; e izquierda, con la vivienda identificada con el número “3” de la misma planta, portal y escalera. - Tiene una cuota de participación del 2,532% en su portal y 0,312% en elConjunto y está inscrita en el Registro de la Propiedad n* 8 deMálaga, sección 4*, finca n* 59771 y C.R.U.: 29026000800650.

Characteristics

Bathrooms

2

Year built

2006

Legal & cadastral analysis

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Legal analysis (AI)

Ocupaciónlibre
Desahucio necesario
Detalle cargasHipoteca a favor de Banco Santander (responsabilidad principal hipotecaria 112.040,53 € para esta finca), pendiente de aportar certificado de saldo liquidado/pendiente de amortizar; afecciones fiscales.
Depósito (%)20%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, afeccion_fiscal, tanteo
Análisis riesgoSubasta por división de cosa común con hipoteca anterior subsistente cuyo saldo exacto pendiente no consta liquidado en los autos, y posible sujeción a derecho de retracto público de VPO.

Cadastral data

Cadastral ref.
7448301UF6674N0342ME
Cadastral area
186 m²
Year built
2006
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

75/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
12/15
Zone liquidity
3/15
BOE bonus
5/6

Subasta BOE en Málaga a 346,561€. Sin tasación de referencia publicada. Posesión libre. Subasta cierra en 19 días.

Strengths

  • +Descuento del -52.6% frente a la mediana zonal (3923€/m²)
  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)
  • +Documentación judicial confirma que no se requiere desahucio adicional
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Documentación judicial: vivienda libre
  • +Cargas legales acotadas o inexistentes

Risks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Málaga, Málaga, Málaga

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-52.7%Strong opportunity
Scope
Municipality
Zone median
€3,934 /m²
This asset
€1,859 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€346,561
Transfer tax (ITP) 7% — Andalucía€24,259
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,213
Estimated total investment€373,033

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 19 October 2026 at 16:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (10 days)
On Atalaya since29 Sept 2026
Last updated30 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing