AtalayaAtalaya

Calle Naciones, 12

Goya, Madrid • Apartment • Ref: #6D8CB669

€1,659,000
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Size

122 m²

Price / m²

€13,598

Rooms

3

OccupancyVacant
46
Calle Naciones, 12 — Goya, Madrid
Photo: holapisos
1 / 29

AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Vivienda actualmente en proceso de transformación por ArcTempus, situada en una finca clásica de 1953 con ascensor, en una de las zonas más representativas del Barrio de Salamanca. El proyecto dará lugar a un hogar amplio y equilibrado con salón-comedor con salida a terraza, cocina equipada, tres dormitorios y tres baños completos, además de cuarto de lavado. La suite principal con vestidor se concibe como un espacio íntimo y luminoso, pensado para disfrutar del confort en un entorno urbano. El diseño de ArcTempus combina elegancia contemporánea, materiales nobles y una distribución funcional, creando un ambiente sofisticado y atemporal en el corazón de Madrid.

Characteristics

Bathrooms

3

Floor

1

Elevator

Yes

Terrace

Yes

Parking

No

Year built

1953

Pool

No

Air conditioning

Yes

Heating

Yes

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2955705VK4725F0004QI
Cadastral area
129 m²
Year built
1953
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

46/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 122.00m² en Madrid a 13598€/m² (mediana zona 11445€/m², delta +18.8%). Requiere Reforma Integral. Posesión libre. Zona alta, inventario reciente (12 días).

trending_upStrengths

  • +Aliseda no marca situación especial: presuponer vivienda libre
  • +Zona de alta actividad con inventario fresco

warningRisks

  • −Precio +18.8% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Goya, Madrid, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+18.8%Above anchor
Scope
Neighbourhood
Zone median
€11,445 /m²
This asset
€13,598 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-8.6%In line
Scope
Postal code
Zone median
€14,870 /m²
This asset
€13,598 /m²
Samples
27
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,659,000
Transfer tax (ITP) 6% — Madrid€99,540
Notary (est.)€2,489
Land Registry (est.)€1,659
Admin agency (est.)€5,807
Estimated total investment€1,768,495

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On Atalaya since19 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing