AtalayaAtalaya

Apartment in Tarragona

Campclar, Tarragona • Ref: #6B5E33E2

€72,700-61% vs area market
open_in_newView original listing

Size

103 m²

Price / m²

€706

Rooms

3

OccupancyUnconfirmed
61
Apartment in Tarragona — Campclar, Tarragona
Photo: Cimenta2
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Exterior: Las fotos muestran el exterior de un edificio de apartamentos con un aspecto general envejecido.
  • •Fachada: La fachada presenta un color naranja y beige, con signos de desgaste y posible necesidad de pintura.
  • •Exterior: No se aprecian daños estructurales graves, pero el mantenimiento general parece ser deficiente.

Description

Vivienda situada en quinta planta de un edificio residencial en el barrio de Campclar, Tarragona. El piso cuenta con una superficie aproximada de 96 m² construidos, distribuidos en tres dormitorios, salón-comedor, cocina y un baño, ofreciendo un espacio amplio y funcional para vivienda familiar. El inmueble forma parte de un edificio construido en 1979, sin ascensor. Se ubica en una zona urbana consolidada, con bloques residenciales, comercios de proximidad y buenas conexiones por transporte público. Una interesante oportunidad para quienes buscan una vivienda amplia en Tarragona, tanto para residencia habitual como para inversión.

Characteristics

Bathrooms

1

Elevator

No

Year built

1979

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
9534201CF4593D

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

61/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
12/15

Vivienda de 103.00m² en Tarragona a 564€/m² (mediana zona 1221€/m², delta -53.8%). Estado Mejorable. Posesión desconocida. Zona media, 93 días en mercado.

location_off

Score moderated · working-class neighborhood

The municipal median overstates the real discount in this barrio. We've capped the zone-discount component at 19/30 to avoid surfacing illiquid assets as opportunities.

“barrio de Campclar”

Strengths

  • +Descuento del -53.8% frente a la mediana zonal (1221€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Campclar, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-61.3%Strong opportunity
Scope
Municipality
Zone median
€1,823 /m²
This asset
€706 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

-39.0%Strong opportunity
Scope
City
Zone median
€1,158 /m²
This asset
€706 /m²
Samples
128
Source
Atalaya (bank inventory)

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€58,100arrow_forward€72,700-25.13%

Listing intel

SourceCimenta2
On the market sinceSept 2026 (9 days)
On Atalaya since23 Jul 2026
Last updated25 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing