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AtalayaAtalaya

Calle Riu Llobregat

Campo Claro, TarragonaApartmentRef: #45AD8DBB

€109,000
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Size

87 m²

Price / m²

€1,256

Rooms

3

OccupancyOccupied · no titleDeduced by AI
77
Calle Riu Llobregat — Campo Claro, Tarragona
Photo: Solvia
1 / 22

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: El edificio presenta una fachada con pintura desgastada y algunas manchas.
  • Exterior: Se observan persianas en las ventanas que parecen antiguas y con signos de uso.
  • Exterior: Hay grafitis en la parte inferior de la fachada.

descriptionDescription

Piso de 87 m² ubicado en Tarragona. Se trata de un piso de 87 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. La vivienda se sitúa en el barrio de Torreforta, una zona residencial consolidada al suroeste del núcleo urbano de Tarragona, con acceso directo desde la calle Riu Llobregat. La ubicación ofrece excelentes comunicaciones tanto por carretera como en transporte público: el acceso a la N-340 y la autovía A-7 permite una rápida conexión con el centro de Tarragona y otras localidades cercanas, mientras que varias líneas de autobús urbano (como las líneas 54 y 85 de EMT Tarragona) tienen paradas próximas, facilitando el desplazamiento por toda la ciudad. En el entorno inmediato se encuentran todos los servicios necesarios para el día a día, como supermercados (Mercadona, Lidl), restaurantes, centros educativos (Escola Torreforta, Institut Torreforta), instalaciones deportivas (Pabellón Municipal de Torreforta), oficinas bancarias y otros comercios de proximidad. Además, la zona cuenta con el Centro de Atención Primaria Torreforta-La Granja y el Hospital Universitari Joan XXIII a pocos minutos en coche, garantizando una atención sanitaria de calidad. Entre los puntos de interés cercanos destacan el Parc de la Muntanyeta, ideal para actividades al aire libre, y el centro comercial Parc Central, que ofrece una amplia variedad de tiendas y servicios. La proximidad a las playas de Tarragona y al puerto deportivo añade un atractivo adicional para quienes buscan disfrutar del mar y de actividades náuticas. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1981

Pool

No

Air conditioning

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 86.8 m² but the cadastre records 102 m² (+18%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9734119CF4593D0050QG
Cadastral area
102 m²
Year built
1981
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 942 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

77/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable

Vivienda de 86.80m² en Tarragona a 680€/m² (mediana zona 2233€/m², delta -69.5%). Estado Mejorable. Posesión desconocida. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -69.5% frente a la mediana zonal (2233€/m²)

warningRisks

  • 858 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Campo Claro, Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-31.1%Strong opportunity
Scope
Municipality
Zone median
€1,823 /m²
This asset
€1,256 /m²
Period
septiembre 2026
Source
Idealista

account_balancevs other bank assets

+28.8%Above anchor
Scope
Postal code
Zone median
€975 /m²
This asset
€1,256 /m²
Samples
42
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€109,000
Transfer tax (ITP) 10% — Cataluña€10,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€382
Estimated total investment€121,282
Estimated refurbishment (state: mejorable)€34,500€61,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 Sept 2026
€59,000arrow_forward€109,000-84.75%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (942 days)
On Atalaya since11 May 2026
Last updated24 Sept 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing