AtalayaAtalaya

Calle Del Francoli

Tarragona • Apartment • Ref: #A7CDF5D8

€69,000-48% vs area market
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Size

60 m²

Price / m²

€1,158

Rooms

3

OccupancyVacant
76
Calle Del Francoli — Tarragona
Photo: Solvia
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: Los muebles de cocina y los azulejos son antiguos, lo que sugiere una necesidad de actualización.
  • •Baño: El baño presenta un diseño y equipamiento anticuado, aunque funcional.
  • •Fachada: La fachada del edificio muestra signos de desgaste y podría beneficiarse de una limpieza o pintura.

descriptionDescription

Piso de tres dormitorios y un cuarto de baño. Se encuentra en un edificio de seis alturas sobre rasante, el cual dispone de ascensor, situado en la localidad de Tarragona. La vivienda tiene 53,66 m2 construidos, 46,66 m2 útiles, y está distribuida en tres dormitorios, un cuarto de baño, salón-comedor con salida a balcón, cocina y vestíbulo. Cuenta con puerta de entrada de seguridad, ventanas de aluminio con cámara de doble acristalamiento, persianas de plástico, carpintería interior de madera, pintura lisa, suelos de gres en todas sus dependencias, baños con sanitario y grifería mono mando. Tarragona es la ciudad capital de la provincia de Tarragona y de la comarca del Tarragonés. Su ubicación a la orilla del Mediterráneo en la Costa Dorada, con playas de aguas cálidas, así como sus centros de recreo y tradición histórica y patrimonio artístico, la convierten en un centro de atracción turística de primer orden. Comunica perfectamente con la autopista AP-7 y centraliza la red de carreteras comarcales, como también comunica con la N-340. Linda también con centros comerciales y servicios centrales a nivel estatal y local. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1963

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
0640305CF5504B0012BP
Cadastral area
61 m²
Year built
1963
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

76/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 59.58m² en Tarragona a 1158€/m² (mediana zona 2233€/m², delta -48.1%). Estado Mejorable. Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -48.1% frente a la mediana zonal (2233€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-48.1%Strong opportunity
Scope
Municipality
Zone median
€2,233 /m²
This asset
€1,158 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+20.2%Above anchor
Scope
Postal code
Zone median
€963 /m²
This asset
€1,158 /m²
Samples
46
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€69,000
Transfer tax (ITP) 10% — Cataluña€6,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€77,200
Estimated refurbishment (state: mejorable)€24,000 – €41,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Jul 2026
€61,000arrow_forward€69,000-13.11%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since19 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing