AtalayaAtalaya

Retail in Ávila

Ávila • Ref: #654A0F1A

€169,157
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OccupancyVacant
69
Retail in Ávila — Ávila
Photo: Solvia
1 / 15

AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •El exterior del local comercial presenta un buen estado general, con escaleras y barandillas en buen estado.
  • •El interior del local tiene suelos de mármol y techos con iluminación empotrada, lo que le da un aspecto cuidado.
  • •Se observan paredes y columnas revestidas en madera, así como divisiones de cristal, indicando un diseño moderno y funcional.

Description

Bank-owned property managed by Solvia (CaixaBank, S.A.).

Characteristics

Year built

1977

Energy rating

C

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
7419701UL5071N0033HI
Cadastral area
193 m²
Year built
1977
Cadastral use
Commercial

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
12/15

Local comercial planta unknown de ?m² en Ávila a ?€/m² (mediana zona 529€/m², delta %). libre. Zona baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 3377 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ávila, Ávila

Estimated acquisition costs

Asset price€169,157
Transfer tax (ITP) 8% — Castilla y León€13,533
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€592
Estimated total investment€184,282

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
17 Sept 2026
€194,000arrow_forward€169,157-12.81%

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing