AtalayaAtalaya

Local Comercial en Lorca

Lorca, Murcia • Retail • Ref: #6113E1FE

€270,000
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Size

350 m²

Price / m²

€771

OccupancyUnconfirmed
55
Local Comercial en Lorca — Lorca
Photo: Escogecasa
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta una fachada en buen estado, con detalles arquitectónicos cuidados y sin signos de deterioro.
  • •Salon: El espacio interior, que parece ser un local comercial o una oficina, cuenta con suelos de madera pulida y techos con iluminación integrada, mostrando un aspecto moderno y bien conservado.
  • •Bano: El baño está alicatado y equipado con inodoro y lavabo, en un estado funcional y limpio.
  • •General: La propiedad se encuentra en un estado general bueno, lista para ser utilizada sin necesidad de reformas inmediatas.

descriptionDescription

Local comercial en esquina de 350 m2 situado en la planta baja de un edificio de viviendas, con acceso directo a pie de calle, acondicionado como oficina bancaria y distribuido en zona de atención al público, 2 despachos, archivo, cuarto de limpieza, aseos. Fachada a las calles Nogalte y Narciso Yepes (actualmente se accede por la calle Nogalte). Se encuentra en pleno centro de Lorca, muy próximo al núcleo comercial de la C/ Corredera, donde se ubican las principales entidades financieras de la localidad. Fachada principal: 5,35 m. Fondo: 20,9 m. Altura libre: 3,6 m.

Characteristics

Bathrooms

2

Elevator

Yes

Terrace

No

Parking

No

Year built

2005

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

C

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
22/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Local comercial planta calle, en esquina de 350.00m² en Lorca a 914€/m² (mediana zona 710€/m², delta %). desconocida. Zona baja sin fecha de publicación fiable.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 11 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lorca, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+10.1%Above anchor
Scope
City
Zone median
€700 /m²
This asset
€771 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€270,000
Transfer tax (ITP) 8% — Murcia€21,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€945
Estimated total investment€293,545

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 Sept 2026
€320,000arrow_forward€270,000-15.63%

Listing intel

SourceEscogecasa
On Atalaya since16 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing