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Building in La Ràpita

Sant Carles de la Rapita, Tarragona • Ref: #5D221BBF

€178,100
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Size

680 m²

Price / m²

€262

OccupancyUnconfirmed
47
Building in La Ràpita — Sant Carles de la Rapita
Photo: Servihabitat
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La planta baja del edificio muestra cerramientos tapiados y acabados exteriores inacabados.
  • •Cocina: La estancia destinada a cocina se encuentra totalmente vacía, sin mobiliario, encimera ni tomas funcionales instaladas.
  • •Dormitorio: Las estancias presentan suelos de obra con polvo, cableado eléctrico colgando y ausencia de mecanismos o puertas.
  • •Exterior: El edificio muestra carpinterías de aluminio nuevas con plásticos de protección, evidenciando una obra incompleta o paralizada.

Description

Avda. Doctor Ferran, 60. Estado: new-construction

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 680 m² but the cadastre records 61 m² (-91%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
43014A01700034
Cadastral area
61 m²
Cadastral use
Agricultural

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Building use
Not assessable
—
Legal liens
7/15
Zone liquidity
Not assessable
—

Edificio unknown de 680.00m² en Sant Carles de la Rapita a 262€/m² (mediana zona 117€/m², delta %). Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 68 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Sant Carles de la Rapita, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-41.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€445 /m²
This asset
€262 /m²
Samples
27
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€178,100
Transfer tax (ITP) 10% — Cataluña€17,810
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€623
Estimated total investment€197,533

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since30 Sept 2026
Last updated1 Nov 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing