AtalayaAtalaya

Local Comercial en Vitoria-Gasteiz

Vitoria-gasteiz, Álava • Retail • Ref: #5CA453BD

€40,000
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Size

46 m²

Price / m²

€867

OccupancyUnconfirmed
69
Local Comercial en Vitoria-Gasteiz — Vitoria-gasteiz
Photo: Escogecasa
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto exterior en buen estado, con ladrillo caravista y persianas.
  • •Exterior: La zona de la calle y los bajos comerciales se ven limpios y bien mantenidos, aunque algunos locales están cerrados.
  • •Interior: El local interior se encuentra diáfano, con paredes blancas y un suelo laminado, pero con una escalera de caracol que parece incompleta o en proceso de instalación.
  • •Interior: Se aprecian elementos de obra en curso o desmontaje en el techo y en la zona de la escalera, indicando una reforma.

descriptionDescription

Local comercial de 47 m2 ubicado en la planta baja de un edificio de viviendas, con acceso directo desde la calle, acondicionado con una distribución diáfana en el frente y dos aseos en el fondo. Además cuenta con una entreplanta de 25 m2 para almacén. Acondicionado para hostelería.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1984

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
20/25
Legal liens
7/15
Zone liquidity
15/15

Local comercial planta calle, multi-planta de 46.13m² en Vitoria-gasteiz a 867€/m² (mediana zona 741€/m², delta %). desconocida. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 38 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vitoria-gasteiz, Álava

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+17.0%Above anchor
Scope
City
Zone median
€741 /m²
This asset
€867 /m²
Samples
38
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€40,000
Transfer tax (ITP) 4% — País Vasco€1,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€42,900

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since16 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing