Retail in Vitoria-Gasteiz

Vitoria-gasteiz, Álava • Ref: #0A978945

€175,000

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Size

221 m²

Price / m²

€792

OccupancyUnconfirmed

Retail in Vitoria-Gasteiz — Vitoria-gasteiz

Photo: Escogecasa

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AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

•Fachada: El local comercial presenta una fachada moderna con grandes ventanales y puerta de cristal, en buen estado.
•Interior: El espacio interior es diáfano, con suelos de mármol y techos con iluminación empotrada, mostrando un buen estado general.
•Baño: El baño está alicatado y equipado con inodoro y lavabo, adaptado para personas con movilidad reducida, en buen estado de conservación.
•Almacén: La zona de almacén tiene estanterías metálicas y un suelo de baldosas, con paredes pintadas de blanco, en estado funcional.

Description

Local comercial de 221 m2, situado en la planta baja de un edificio de viviendas, con acceso directo a pie de calle, acondicionado y distribuido en amplia zona de atención al público, despacho, aseos, almacén y cuarto de instalaciones. Situado en una zona comercial con buena visibilidad. Fachada principal: 6,6 m. Fachada secundaria: 6,6 m. Fondo: 30,3 m. Altura libre: 2,8 m.

Characteristics

Elevator

Terrace

Parking

Year built

1961

Pool

Air conditioning

Heating

Storage room

Garden

Energy rating

How to buy this asset from the bank

expand_more

1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta: —
Possession: —
Retail location: 20/25
Legal liens: 7/15
Zone liquidity: 14/15

Local comercial planta calle de 221.00m² en Vitoria-gasteiz a 792€/m² (mediana zona 741€/m², delta %). desconocida. Zona muy_baja, inventario reciente (7 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 38 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

+Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Vitoria-gasteiz, Álava

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+6.9%Above anchor

Scope: City
Zone median: €741 /m²
This asset: €792 /m²
Samples: 38
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€175,000

Transfer tax (ITP) 4% — País Vasco€7,000

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€613

Estimated total investment€183,613

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa

On Atalaya since16 Sept 2026

Last updated25 Sept 2026

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Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing