AtalayaAtalaya

Calle Dr Fleming, 36

Vilanova de Segrià, Lleida • Apartment • Ref: #5C9B59E7

€107,800-40% vs area market
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Size

112 m²

Price / m²

€962

Rooms

3

OccupancyVacant
77
Calle Dr Fleming, 36 — Vilanova de Segrià
Photo: holapisos
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AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan marcas y suciedad, y el suelo laminado tiene algunas zonas desgastadas.
  • •Dormitorio: Las paredes necesitan ser pintadas y el suelo laminado muestra signos de uso.
  • •Balcon: El suelo del balcón está sucio y la caldera exterior parece antigua.

descriptionDescription

Amplio Piso en Vilanova de Segrià, Lérida, perfecto para parejas. Este espacioso Piso dispone de una superficie de 112 m² construidos distribuidos en salón-comedor, cocina. Se encuentra en el centro de Vilanova de Segrià, en sus alrededores encontramos bancos y farmacias. Cuenta con fácil acceso a LV-9223.

Characteristics

Bathrooms

2

Floor

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1611702CG0211S

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

77/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 112.00m² en Vilanova de Segrià a 962€/m² (mediana zona 1602€/m², delta -40.0%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (2 días).

trending_upStrengths

  • +Descuento del -40.0% frente a la mediana zonal (1602€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilanova de Segrià, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-40.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,602 /m²
This asset
€962 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+127.4%Above anchor
Scope
Province (MITMA)
Zone median
€423 /m²
This asset
€962 /m²
Samples
343
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€107,800
Transfer tax (ITP) 10% — Cataluña€10,780
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€377
Estimated total investment€119,957
Estimated refurbishment (state: mejorable)€45,000 – €78,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceSept 2026 (2 days)
On Atalaya since11 Sept 2026
Last updated11 Sept 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing