AtalayaAtalaya

Calle Dr. Ferrán

Vilanova de Segrià, Lleida • Apartment • Ref: #34887435

€47,000
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Size

222 m²

Price / m²

€212

Rooms

2

OccupancyVacant
40
Calle Dr. Ferrán — Vilanova de Segrià
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan desconchones y suciedad, y el techo tiene baldosas de escayola con agujeros.
  • •Dormitorio: Las paredes están pintadas de forma irregular y con grafitis, y el suelo de terrazo está sucio.
  • •Cocina: Los muebles de cocina son antiguos y el alicatado está desfasado, con suciedad en las juntas.
  • •Fachada: La fachada necesita una limpieza y pintura, y el balcón presenta óxido y suciedad.

descriptionDescription

Piso de 59 m² y 90 m² ubicados en Vilanova de Segrià, Lleida. Edificación en estado ruinoso del que se dispone únicamente de la propiedad de 2 fincas de un total de 6 fincas que se declararon en escritura de obra nueva y división horizontal en el año 2.006. Las obras de edificación de la obra nueva no llegaron a iniciarse, por lo que no existe correspondencia entre la realidad física actual y la realidad registral inscrita. Las viviendas no son habitables. Comercialización destinada a cliente profesional. La ubicación ofrece excelentes accesos por carretera, destacando la proximidad a la carretera N-230, que conecta rápidamente con Lleida capital y otras localidades de la comarca. Además, Vilanova de Segrià cuenta con servicio de autobús interurbano (línea L-201 y L-202), que facilita el desplazamiento tanto hacia Lleida como hacia otros municipios cercanos. En la zona se pueden encontrar todos los servicios necesarios para el día a día, como supermercados, restaurantes, farmacias, instalaciones deportivas y centros educativos. Para la atención sanitaria, el Centro de Salud de Vilanova de Segrià cubre las necesidades básicas. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1959

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 222 m² but the cadastre records 708 m² (+219%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1908907CG0220N0001SD
Cadastral area
708 m²
Year built
1959
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 428 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
1/15

Vivienda de 222.00m² en Vilanova de Segrià a 212€/m² (mediana zona 1602€/m², delta -86.8%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, stock estancado (426 días).

trending_upStrengths

  • +Descuento del -86.8% frente a la mediana zonal (1602€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −426 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilanova de Segrià, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-86.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,602 /m²
This asset
€212 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-52.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€449 /m²
This asset
€212 /m²
Samples
306
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€47,000
Transfer tax (ITP) 10% — Cataluña€4,700
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€53,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2025 (428 days)
On Atalaya since29 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing