AtalayaAtalaya

Retail in Elche

Calle Esperidión Porta Requesens

Elche, Alicante • Ref: #5AF75E78

€260,000
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Size

276 m²

Price / m²

€941

OccupancyVacant
69
Calle Esperidión Porta Requesens — Elche
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: edificio de esquina en piedra o aplacado en buen estado aparente, con escaparates y cerramientos conservados.
  • •Salon: amplio espacio diafano de oficina/comercial con suelos continuos y falso techo desmontable en correcto estado de conservacion.
  • •Bano: aseo funcional con inodoro instalado y alicatado basico sin signos de rotura grave.

Description

Local comercial de 276 m² situado en la localidad de Elche, provincia de Alicante. Se trata de un local comercial de planta baja y altillo, con una superficie de 276 m² situado en la planta baja de un edificio construido en 1990, dispone de 1 baño y tiene su acceso directo e independiente desde la calle. El espacio comercial está comunicado mediante la estación del tren a 750 metros, con autobuses próximos y por carretera, a través de los accesos viarios N-340, EL-20, CV-875 y CV-854. La zona dispone de equipamiento variado, colegio, parque, supermercado, restaurantes, cafeterías, etc. Con nuestros servicios podrá encontrar el local que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0890214YH0308H

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 663 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
11/15

Local comercial planta unknown de 276.33m² en Elche a 941€/m² (mediana zona 691€/m², delta %). libre. Zona baja, stock estancado (653 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 10 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −653 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Elche, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+36.2%Above anchor
Scope
City
Zone median
€691 /m²
This asset
€941 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€260,000
Transfer tax (ITP) 10% — Comunitat Valenciana€26,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€910
Estimated total investment€287,910

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
12 Sept 2026
€333,300arrow_forward€260,000-21.99%

Listing intel

SourceSolvia
On the market sinceDec 2024 (663 days)
On Atalaya since10 Sept 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing