AtalayaAtalaya

House in Mazarrón

Mazarron, Murcia • Ref: #52EF1F2A

€60,000-60% vs area market
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Size

93 m²

Price / m²

€645

Rooms

1

OccupancyVacant
60
House in Mazarrón — Mazarron
Photo: Altamira
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Algunas fachadas muestran desconchones y signos de desgaste.
  • •Exterior: Las calles son estrechas y algunas viviendas parecen antiguas.
  • •Exterior: Hay un parque infantil con equipamiento moderno y en buen estado.

Description

Casa en Cl Pelayo, Mazarron, Murcia. Superficie: 93 m², 1 habitaciones, 1 baños.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1992

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 93 m² but the cadastre records 3300 m² (+3448%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9428202XG4692N
Cadastral area
3300 m²
Year built
1992
Cadastral use
Healthcare & welfare

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 469 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 93.00m² en Mazarron a 645€/m² (mediana zona 1597€/m², delta -59.6%). Estado Mejorable. Posesión libre. Zona muy_baja, stock estancado (436 días).

Strengths

  • +Descuento del -59.6% frente a la mediana zonal (1597€/m²)
  • +Altamira indica sin riesgo de ocupación

Risks

  • −436 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mazarron, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-59.6%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,597 /m²
This asset
€645 /m²
Samples
126
Period
Q4-2025
Source
MITMA

vs other bank assets

-30.3%Strong opportunity
Scope
City
Zone median
€926 /m²
This asset
€645 /m²
Samples
19
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€60,000
Transfer tax (ITP) 8% — Murcia€4,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€66,100
Estimated refurbishment (state: mejorable)€37,000 – €65,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceJul 2025 (469 days)
On Atalaya since11 Apr 2026
Last updated1 Nov 2026

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing