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Apartment in Constantí

Constantí, Tarragona • Ref: #5097710A

€105,800
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Size

55 m²

Price / m²

€1,940

Rooms

2

OccupancyVacant
49
Apartment in Constantí — Constantí
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: Mobiliario completo con electrodomesticos basicos pero con faltas de puertas y desgaste en los modulos inferiores.
  • •Salon: Espacio amplio con suelos de gres en buen estado y cerramientos de aluminio funcionales, precisando actualizacion de pintura.
  • •Dormitorio: Manchas y roces visibles en la pared bajo la ventana que requieren saneamiento y pintura.

Description

Vivienda situada en un edificio de cinco alturas sobre rasante, ubicado en la calle Sant Sebastiá, en la localidad de Constantí, en la provincia de Tarragona. El edificio dispone de ascensor. La vivienda tiene una superficie construida de 70.14 m²y está distribuida en hall de entrada, que da acceso a una cocina amueblada, que distribuye directamente a un salón comedor, cuenta con dos dormitorios uno de ellos es doble , y un cuarto de baño completo con bañera. Incluye dos plazas de garaje y 2 trasteros. La vivienda dispone de carpintería exterior de aluminio con acristalamiento sencillo, carpintería interior de madera principalmente de sapeli, su puerta de acceso es normal blindada, disponiendo de calefacción de gas natural pero no de aire acondicionado, cuenta con armarios empotrados. Los suelos de las estancias son de gres cerámico, y la pintura es monocapa, plástica lisa, en todas las estancias. En la vivienda es necesario realizar una reforma para adecuarlo a unas condiciones de habitabilidad óptimas. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes, lúdico, y deportivas, con infraestructuras en buen estado de conservación y mantenimiento. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2006

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 54.54 m² but the cadastre records 80 m² (+47%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0372514CF5507C0017LY
Cadastral area
80 m²
Year built
2006
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1080 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 54.54m² en Constantí a 1795€/m² (mediana zona 929€/m², delta +93.2%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 781 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Precio +93.2% por encima de mediana zonal
  • −1047 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Constantí, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+158.7%Above anchor
Scope
Postal code
Zone median
€750 /m²
This asset
€1,940 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€105,800
Transfer tax (ITP) 10% — Cataluña€10,580
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€370
Estimated total investment€117,750
Estimated refurbishment (state: mejorable)€22,000 – €38,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 3 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
6 Oct 2026
€97,900arrow_forward€103,100-5.31%
10 Oct 2026
€103,100arrow_forward€103,200-0.1%
14 Oct 2026
€103,200arrow_forward€105,800-2.52%

Listing intel

SourceSolvia
On the market sinceNov 2023 (1080 days)
On Atalaya since30 Sept 2026
Last updated1 Nov 2026

Zone comparables

Top 5 similar properties in Constantí by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing