AtalayaAtalaya

Local en Rubí

Rubí, Barcelona • Retail • Ref: #3F7642BE

€114,600
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Size

131 m²

Price / m²

€877

OccupancyVacant
55
Local en Rubí — Rubí
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto cuidado, pero el local comercial en planta baja tiene la entrada cubierta con plásticos y grafitis.
  • •Interior: El local comercial está en obra, con el techo parcialmente caído y cables expuestos.
  • •Interior: El suelo del local es de cemento y las paredes están enlucidas pero sin pintar, con ladrillo visto en algunas zonas.
  • •Interior: Hay un espacio que parece ser un antiguo bar, con una barra de madera y mármol, pero el resto del local está vacío y en bruto.

descriptionDescription

Bank-owned property managed by Solvia (CaixaBank, S.A.).

Characteristics

Year built

1995

Energy rating

D

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 130.6 m² but the cadastre records 102 m² (-22%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9529403DF1992N0016KJ
Cadastral area
102 m²
Year built
1995
Cadastral use
Commercial

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
Not assessable
—

Local comercial planta unknown de 130.60m² en Rubí a 877€/m² (mediana zona 565€/m², delta %). libre. Zona media, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 11 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rubí, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+34.3%Above anchor
Scope
City
Zone median
€653 /m²
This asset
€877 /m²
Samples
13
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€114,600
Transfer tax (ITP) 10% — Cataluña€11,460
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€401
Estimated total investment€127,461

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing