AtalayaAtalaya

Josep Salto

Rubí, Barcelona • Retail • Ref: #08BA03BD

€244,000
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Size

650 m²

Price / m²

€375

OccupancyVacantDeduced by AI
74
Josep Salto — Rubí
Photo: Solvia
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Magnífico local comercial situado en la planta baja, a pie de calle, sito en el municipio de Rubí, en la provincia de Barcelona. El local tiene una superficie aproximada de 523,39 m². El Local se distribuye en planta baja y altillo con una sala diáfana y un aseo, por lo que tiene muchas posibilidades de explotación para cualquier tipo de negocio. Se localiza en un entorno urbano, en un edificio situado en una zona predominantemente residencial, rodeado de viviendas plurifamiliares. En el municipio podemos encontrar suficientes equipamientos, tales como, sanitarios, educativos, restaurantes, supermercados, comercios,deportivos, lúdico, zonas verdes, etc. Cuenta con buenas comunicaciones con el resto de zonas del municipio, muy cercano al Ayuntamiento. El estacionamiento en superficie es suficiente. Se alternan en las zonas, las viviendas unifamiliares y plurifamiliares, la mayoría de ellas con bajos comerciales o de cocheras. Dispone de buenas conexiones con la Red Nacional de Carreteras, Autovías y Autopistas.

Characteristics

Bathrooms

2

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

74/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
10/15

Local comercial planta unknown de 650.31m² en Rubí a 375€/m² (mediana zona 565€/m², delta -33.6%). libre. Zona media, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 11 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -33.6% frente a la mediana zonal (565€/m²)
  • +Estado habitable sin reforma inmediata
  • +IA detectó: Magnífico local comercial situado en la planta baja, a pie de calle

warningRisks

  • −918 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rubí, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-33.6%Strong opportunity
Scope
City
Zone median
€565 /m²
This asset
€375 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€244,000
Transfer tax (ITP) 10% — Cataluña€24,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€854
Estimated total investment€270,254

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since12 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing