AtalayaAtalaya

Calle Cardenal Cisneros, 84

Trafalgar, Madrid • Apartment • Ref: #3F6F1DA1

€1,359,000
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Size

125 m²

Price / m²

€10,872

Rooms

3

OccupancyVacant
57
Calle Cardenal Cisneros, 84 — Trafalgar, Madrid
Photo: aliseda
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Este amplio piso está totalmente amueblado y equipado con cocina completa, así como cuarto de lavado, lo que maximiza la comodidad. El baño de la habitación principal ofrece una bañera empotrada para una experiencia de relajación adicional. Además, cuenta con calefacción comunitaria y acceso a un balcón y terraza privada, que permiten disfrutar del entorno y brindar un espacio adicional para el descanso al aire libre. Ubicado en el corazón de Chamberí, la propiedad está rodeada de una vibrante vida cultural y gastronómica, además de contar con fácil acceso al transporte público, boutiques, y servicios esenciales, todo para una experiencia residencial completa en uno de los barrios más codiciados de Madrid.

Characteristics

Bathrooms

3

Floor

2

Elevator

Yes

Terrace

Yes

Parking

No

Year built

1959

Pool

No

Air conditioning

Yes

Heating

Yes

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 125 m² but the cadastre records 141 m² (+13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0565119VK4706F0005EK
Cadastral area
141 m²
Year built
1959
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 125.00m² en Madrid a 10872€/m² (mediana zona 9514€/m², delta +14.3%). Buen Estado. Posesión libre. Zona alta sin fecha de publicación fiable.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −Precio +14.3% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Trafalgar, Madrid, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+14.3%Above anchor
Scope
Neighbourhood
Zone median
€9,514 /m²
This asset
€10,872 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+147.1%Above anchor
Scope
City
Zone median
€4,400 /m²
This asset
€10,872 /m²
Samples
353
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€1,359,000
Transfer tax (ITP) 6% — Madrid€81,540
Notary (est.)€2,039
Land Registry (est.)€1,359
Admin agency (est.)€4,757
Estimated total investment€1,448,695

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing