AtalayaAtalaya

Retail in Getafe

Calle Polvoranca

Getafe, Madrid • Ref: #3EEC7725

€498,000
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Size

573 m²

Price / m²

€869

OccupancyVacant
60
Calle Polvoranca — Getafe
Photo: Solvia
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: edificio de ladrillo caravista en buen estado aparente de conservacion exterior.
  • •Salon: espacio diafano de uso comercial o polivalente con suelos de gres continuo, paredes pintadas y climatizacion por conductos.
  • •Dormitorio: estancias auxiliares con pintura en buen estado y puntos de electricidad visibles pendientes de iluminacion.

Description

Local comercial en venta en Getafe, Madrid. El local, construido en el año 1997, ofrece grandes posibilidades gracias a su localización. Concretamente se ubica en la calle Polvoranca. Tiene acceso desde la calle y cuenta con una superficie de 590 m², distribuidos en planta baja de 373 m² y planta sótano 217 m². Cuenta con buenas comunicaciones por carretera con la A-42, entre otras. Dispone de paradas de autobús a escasos metros y paradas de metro y cercanías a solo unos minutos. Gracias a su localización es sencillo llegar al activo desde cualquier punto de la localidad. Con los servicios de Solvia podrá conocer las posibilidades reales para instalar su negocio en este local y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Elevator

No

Year built

1999

Pool

No

Air conditioning

No

Heating

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7820027VK3672S

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1362 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
6/25
Legal liens
10/15
Zone liquidity
7/15

Local comercial planta sotano de 572.80m² en Getafe a 917€/m² (mediana zona 1283€/m², delta %). libre. Zona media, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 127 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −1352 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Getafe, Madrid

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-33.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,297 /m²
This asset
€869 /m²
Samples
147
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€498,000
Transfer tax (ITP) 6% — Madrid€29,880
Notary (est.)€747
Land Registry (est.)€498
Admin agency (est.)€1,743
Estimated total investment€530,868

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
22 Jun 2026
€549,000arrow_forward€525,000-4.37%
1 Oct 2026
€525,000arrow_forward€498,000-5.14%

Listing intel

SourceSolvia
On the market sinceJan 2023 (1362 days)
On Atalaya since12 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing